LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,600
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,085
−HK$493/mo
Today · 4.125%
HK$16,578
baseline
▲ 0.50% · 4.625%
HK$17,587
+HK$1,009/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,156/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,355
−HK$937/mo
▼ 0.25% · 3.875%
HK$17,820
−HK$472/mo
Today · 4.125%
HK$18,292
baseline
▲ 0.50% · 4.625%
HK$19,256
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,584/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,720
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,302
−HK$592/mo
Today · 4.125%
HK$19,894
baseline
▲ 0.50% · 4.625%
HK$21,104
+HK$1,210/mo
Deposit HK$2.74M · loan HK$4.10M · min. income ≈ HK$39,788/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,825
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,384
−HK$567/mo
Today · 4.125%
HK$21,951
baseline
▲ 0.50% · 4.625%
HK$23,108
+HK$1,157/mo
Deposit HK$2.74M · loan HK$4.10M · min. income ≈ HK$43,902/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,840
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,519
−HK$690/mo
Today · 4.125%
HK$23,209
baseline
▲ 0.50% · 4.625%
HK$24,621
+HK$1,412/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,418/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,296
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$661/mo
Today · 4.125%
HK$25,609
baseline
▲ 0.50% · 4.625%
HK$26,959
+HK$1,350/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,218/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,079
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,953
−HK$887/mo
Today · 4.125%
HK$29,840
baseline
▲ 0.50% · 4.625%
HK$31,656
+HK$1,816/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,680/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,238
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,076
−HK$850/mo
Today · 4.125%
HK$32,926
baseline
▲ 0.50% · 4.625%
HK$34,661
+HK$1,735/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,852/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$205,237 · Scale 2, in force from 26 Feb 2026)