LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,003
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$160,856
−HK$4,930/mo
Today · 4.125%
HK$165,786
baseline
▲ 0.50% · 4.625%
HK$175,874
+HK$10,088/mo
Deposit HK$34.21M · loan HK$34.21M · min. income ≈ HK$331,572/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$2,907,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,552
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$178,207
−HK$4,722/mo
Today · 4.125%
HK$182,929
baseline
▲ 0.50% · 4.625%
HK$192,571
+HK$9,642/mo
Deposit HK$34.21M · loan HK$34.21M · min. income ≈ HK$365,858/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$2,907,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,204
−HK$11,740/mo
▼ 0.25% · 3.875%
HK$193,027
−HK$5,917/mo
Today · 4.125%
HK$198,944
baseline
▲ 0.50% · 4.625%
HK$211,049
+HK$12,105/mo
Deposit HK$27.37M · loan HK$41.05M · min. income ≈ HK$397,888/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,907,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,263
−HK$11,252/mo
▼ 0.25% · 3.875%
HK$213,848
−HK$5,667/mo
Today · 4.125%
HK$219,515
baseline
▲ 0.50% · 4.625%
HK$231,085
+HK$11,570/mo
Deposit HK$27.37M · loan HK$41.05M · min. income ≈ HK$439,030/mo (50% DSR)
Upfront cash ≈ HK$30.27M (deposit + AVD stamp duty HK$2,907,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,405
−HK$13,696/mo
▼ 0.25% · 3.875%
HK$225,199
−HK$6,902/mo
Today · 4.125%
HK$232,101
baseline
▲ 0.50% · 4.625%
HK$246,224
+HK$14,123/mo
Deposit HK$20.52M · loan HK$47.89M · min. income ≈ HK$464,202/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,907,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,973
−HK$13,127/mo
▼ 0.25% · 3.875%
HK$249,490
−HK$6,610/mo
Today · 4.125%
HK$256,100
baseline
▲ 0.50% · 4.625%
HK$269,600
+HK$13,500/mo
Deposit HK$20.52M · loan HK$47.89M · min. income ≈ HK$512,200/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,907,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,806
−HK$17,609/mo
▼ 0.25% · 3.875%
HK$289,541
−HK$8,874/mo
Today · 4.125%
HK$298,415
baseline
▲ 0.50% · 4.625%
HK$316,573
+HK$18,158/mo
Deposit HK$6.84M · loan HK$61.57M · min. income ≈ HK$596,830/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,907,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,394
−HK$16,878/mo
▼ 0.25% · 3.875%
HK$320,772
−HK$8,500/mo
Today · 4.125%
HK$329,272
baseline
▲ 0.50% · 4.625%
HK$346,628
+HK$17,356/mo
Deposit HK$6.84M · loan HK$61.57M · min. income ≈ HK$658,544/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,907,633 · Scale 2, in force from 26 Feb 2026)