LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,015
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$160,868
−HK$4,931/mo
Today · 4.125%
HK$165,799
baseline
▲ 0.50% · 4.625%
HK$175,887
+HK$10,088/mo
Deposit HK$34.21M · loan HK$34.21M · min. income ≈ HK$331,598/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$2,907,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,565
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$178,220
−HK$4,722/mo
Today · 4.125%
HK$182,942
baseline
▲ 0.50% · 4.625%
HK$192,586
+HK$9,644/mo
Deposit HK$34.21M · loan HK$34.21M · min. income ≈ HK$365,884/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$2,907,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,218
−HK$11,740/mo
▼ 0.25% · 3.875%
HK$193,042
−HK$5,916/mo
Today · 4.125%
HK$198,958
baseline
▲ 0.50% · 4.625%
HK$211,064
+HK$12,106/mo
Deposit HK$27.37M · loan HK$41.05M · min. income ≈ HK$397,916/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,907,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,278
−HK$11,253/mo
▼ 0.25% · 3.875%
HK$213,864
−HK$5,667/mo
Today · 4.125%
HK$219,531
baseline
▲ 0.50% · 4.625%
HK$231,103
+HK$11,572/mo
Deposit HK$27.37M · loan HK$41.05M · min. income ≈ HK$439,062/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,907,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,421
−HK$13,697/mo
▼ 0.25% · 3.875%
HK$225,215
−HK$6,903/mo
Today · 4.125%
HK$232,118
baseline
▲ 0.50% · 4.625%
HK$246,242
+HK$14,124/mo
Deposit HK$20.53M · loan HK$47.89M · min. income ≈ HK$464,236/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,907,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,991
−HK$13,128/mo
▼ 0.25% · 3.875%
HK$249,508
−HK$6,611/mo
Today · 4.125%
HK$256,119
baseline
▲ 0.50% · 4.625%
HK$269,620
+HK$13,501/mo
Deposit HK$20.53M · loan HK$47.89M · min. income ≈ HK$512,238/mo (50% DSR)
Upfront cash ≈ HK$23.43M (deposit + AVD stamp duty HK$2,907,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,827
−HK$17,610/mo
▼ 0.25% · 3.875%
HK$289,562
−HK$8,875/mo
Today · 4.125%
HK$298,437
baseline
▲ 0.50% · 4.625%
HK$316,597
+HK$18,160/mo
Deposit HK$6.84M · loan HK$61.58M · min. income ≈ HK$596,874/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,907,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,417
−HK$16,879/mo
▼ 0.25% · 3.875%
HK$320,796
−HK$8,500/mo
Today · 4.125%
HK$329,296
baseline
▲ 0.50% · 4.625%
HK$346,654
+HK$17,358/mo
Deposit HK$6.84M · loan HK$61.58M · min. income ≈ HK$658,592/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,907,849 · Scale 2, in force from 26 Feb 2026)