LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,604
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,089
−HK$494/mo
Today · 4.125%
HK$16,583
baseline
▲ 0.50% · 4.625%
HK$17,592
+HK$1,009/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,166/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,359
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,825
−HK$472/mo
Today · 4.125%
HK$18,297
baseline
▲ 0.50% · 4.625%
HK$19,262
+HK$965/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,594/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,725
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,307
−HK$592/mo
Today · 4.125%
HK$19,899
baseline
▲ 0.50% · 4.625%
HK$21,110
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,798/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,831
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,390
−HK$567/mo
Today · 4.125%
HK$21,957
baseline
▲ 0.50% · 4.625%
HK$23,114
+HK$1,157/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,914/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,846
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,525
−HK$691/mo
Today · 4.125%
HK$23,216
baseline
▲ 0.50% · 4.625%
HK$24,628
+HK$1,412/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,432/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,303
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,955
−HK$661/mo
Today · 4.125%
HK$25,616
baseline
▲ 0.50% · 4.625%
HK$26,966
+HK$1,350/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,232/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,087
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,961
−HK$888/mo
Today · 4.125%
HK$29,849
baseline
▲ 0.50% · 4.625%
HK$31,665
+HK$1,816/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,698/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,247
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,085
−HK$850/mo
Today · 4.125%
HK$32,935
baseline
▲ 0.50% · 4.625%
HK$34,671
+HK$1,736/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,870/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,293 · Scale 2, in force from 26 Feb 2026)