LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,043
−HK$9,785/mo
▼ 0.25% · 3.875%
HK$160,897
−HK$4,931/mo
Today · 4.125%
HK$165,828
baseline
▲ 0.50% · 4.625%
HK$175,918
+HK$10,090/mo
Deposit HK$34.22M · loan HK$34.22M · min. income ≈ HK$331,656/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$2,908,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,596
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$178,252
−HK$4,723/mo
Today · 4.125%
HK$182,975
baseline
▲ 0.50% · 4.625%
HK$192,620
+HK$9,645/mo
Deposit HK$34.22M · loan HK$34.22M · min. income ≈ HK$365,950/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$2,908,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,251
−HK$11,743/mo
▼ 0.25% · 3.875%
HK$193,076
−HK$5,918/mo
Today · 4.125%
HK$198,994
baseline
▲ 0.50% · 4.625%
HK$211,102
+HK$12,108/mo
Deposit HK$27.37M · loan HK$41.06M · min. income ≈ HK$397,988/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,908,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,315
−HK$11,255/mo
▼ 0.25% · 3.875%
HK$213,902
−HK$5,668/mo
Today · 4.125%
HK$219,570
baseline
▲ 0.50% · 4.625%
HK$231,144
+HK$11,574/mo
Deposit HK$27.37M · loan HK$41.06M · min. income ≈ HK$439,140/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,908,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,460
−HK$13,699/mo
▼ 0.25% · 3.875%
HK$225,255
−HK$6,904/mo
Today · 4.125%
HK$232,159
baseline
▲ 0.50% · 4.625%
HK$246,286
+HK$14,127/mo
Deposit HK$20.53M · loan HK$47.90M · min. income ≈ HK$464,318/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,908,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,034
−HK$13,131/mo
▼ 0.25% · 3.875%
HK$249,553
−HK$6,612/mo
Today · 4.125%
HK$256,165
baseline
▲ 0.50% · 4.625%
HK$269,668
+HK$13,503/mo
Deposit HK$20.53M · loan HK$47.90M · min. income ≈ HK$512,330/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,908,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,877
−HK$17,614/mo
▼ 0.25% · 3.875%
HK$289,614
−HK$8,877/mo
Today · 4.125%
HK$298,491
baseline
▲ 0.50% · 4.625%
HK$316,653
+HK$18,162/mo
Deposit HK$6.84M · loan HK$61.59M · min. income ≈ HK$596,982/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,908,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,473
−HK$16,882/mo
▼ 0.25% · 3.875%
HK$320,853
−HK$8,502/mo
Today · 4.125%
HK$329,355
baseline
▲ 0.50% · 4.625%
HK$346,716
+HK$17,361/mo
Deposit HK$6.84M · loan HK$61.59M · min. income ≈ HK$658,710/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,908,366 · Scale 2, in force from 26 Feb 2026)