LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,605
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,091
−HK$493/mo
Today · 4.125%
HK$16,584
baseline
▲ 0.50% · 4.625%
HK$17,593
+HK$1,009/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,168/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,361
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,826
−HK$473/mo
Today · 4.125%
HK$18,299
baseline
▲ 0.50% · 4.625%
HK$19,263
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,598/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,726
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,309
−HK$591/mo
Today · 4.125%
HK$19,900
baseline
▲ 0.50% · 4.625%
HK$21,111
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,800/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,833
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,391
−HK$567/mo
Today · 4.125%
HK$21,958
baseline
▲ 0.50% · 4.625%
HK$23,116
+HK$1,158/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,916/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,847
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,527
−HK$690/mo
Today · 4.125%
HK$23,217
baseline
▲ 0.50% · 4.625%
HK$24,630
+HK$1,413/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,434/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,305
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,957
−HK$661/mo
Today · 4.125%
HK$25,618
baseline
▲ 0.50% · 4.625%
HK$26,968
+HK$1,350/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,236/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,089
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,963
−HK$888/mo
Today · 4.125%
HK$29,851
baseline
▲ 0.50% · 4.625%
HK$31,667
+HK$1,816/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,702/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,249
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,087
−HK$850/mo
Today · 4.125%
HK$32,937
baseline
▲ 0.50% · 4.625%
HK$34,673
+HK$1,736/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,874/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,308 · Scale 2, in force from 26 Feb 2026)