LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,055
−HK$9,786/mo
▼ 0.25% · 3.875%
HK$160,909
−HK$4,932/mo
Today · 4.125%
HK$165,841
baseline
▲ 0.50% · 4.625%
HK$175,932
+HK$10,091/mo
Deposit HK$34.22M · loan HK$34.22M · min. income ≈ HK$331,682/mo (50% DSR)
Upfront cash ≈ HK$37.13M (deposit + AVD stamp duty HK$2,908,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,610
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$178,266
−HK$4,724/mo
Today · 4.125%
HK$182,990
baseline
▲ 0.50% · 4.625%
HK$192,635
+HK$9,645/mo
Deposit HK$34.22M · loan HK$34.22M · min. income ≈ HK$365,980/mo (50% DSR)
Upfront cash ≈ HK$37.13M (deposit + AVD stamp duty HK$2,908,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,266
−HK$11,744/mo
▼ 0.25% · 3.875%
HK$193,091
−HK$5,919/mo
Today · 4.125%
HK$199,010
baseline
▲ 0.50% · 4.625%
HK$211,119
+HK$12,109/mo
Deposit HK$27.38M · loan HK$41.06M · min. income ≈ HK$398,020/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,908,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,332
−HK$11,255/mo
▼ 0.25% · 3.875%
HK$213,919
−HK$5,668/mo
Today · 4.125%
HK$219,587
baseline
▲ 0.50% · 4.625%
HK$231,162
+HK$11,575/mo
Deposit HK$27.38M · loan HK$41.06M · min. income ≈ HK$439,174/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,908,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,477
−HK$13,701/mo
▼ 0.25% · 3.875%
HK$225,273
−HK$6,905/mo
Today · 4.125%
HK$232,178
baseline
▲ 0.50% · 4.625%
HK$246,305
+HK$14,127/mo
Deposit HK$20.53M · loan HK$47.91M · min. income ≈ HK$464,356/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,908,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,054
−HK$13,131/mo
▼ 0.25% · 3.875%
HK$249,572
−HK$6,613/mo
Today · 4.125%
HK$256,185
baseline
▲ 0.50% · 4.625%
HK$269,689
+HK$13,504/mo
Deposit HK$20.53M · loan HK$47.91M · min. income ≈ HK$512,370/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,908,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,900
−HK$17,614/mo
▼ 0.25% · 3.875%
HK$289,637
−HK$8,877/mo
Today · 4.125%
HK$298,514
baseline
▲ 0.50% · 4.625%
HK$316,678
+HK$18,164/mo
Deposit HK$6.84M · loan HK$61.59M · min. income ≈ HK$597,028/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,908,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,498
−HK$16,883/mo
▼ 0.25% · 3.875%
HK$320,879
−HK$8,502/mo
Today · 4.125%
HK$329,381
baseline
▲ 0.50% · 4.625%
HK$346,743
+HK$17,362/mo
Deposit HK$6.84M · loan HK$61.59M · min. income ≈ HK$658,762/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,908,598 · Scale 2, in force from 26 Feb 2026)