LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,606
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,091
−HK$494/mo
Today · 4.125%
HK$16,585
baseline
▲ 0.50% · 4.625%
HK$17,594
+HK$1,009/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,170/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,362
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,827
−HK$473/mo
Today · 4.125%
HK$18,300
baseline
▲ 0.50% · 4.625%
HK$19,264
+HK$964/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,600/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,727
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,310
−HK$592/mo
Today · 4.125%
HK$19,902
baseline
▲ 0.50% · 4.625%
HK$21,113
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,804/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,834
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,393
−HK$566/mo
Today · 4.125%
HK$21,959
baseline
▲ 0.50% · 4.625%
HK$23,117
+HK$1,158/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,918/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,848
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,528
−HK$690/mo
Today · 4.125%
HK$23,218
baseline
▲ 0.50% · 4.625%
HK$24,631
+HK$1,413/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,436/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,306
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,958
−HK$661/mo
Today · 4.125%
HK$25,619
baseline
▲ 0.50% · 4.625%
HK$26,970
+HK$1,351/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,238/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,091
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,965
−HK$887/mo
Today · 4.125%
HK$29,852
baseline
▲ 0.50% · 4.625%
HK$31,669
+HK$1,817/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,704/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,251
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,089
−HK$850/mo
Today · 4.125%
HK$32,939
baseline
▲ 0.50% · 4.625%
HK$34,675
+HK$1,736/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,878/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,319 · Scale 2, in force from 26 Feb 2026)