LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,061
−HK$9,786/mo
▼ 0.25% · 3.875%
HK$160,915
−HK$4,932/mo
Today · 4.125%
HK$165,847
baseline
▲ 0.50% · 4.625%
HK$175,938
+HK$10,091/mo
Deposit HK$34.22M · loan HK$34.22M · min. income ≈ HK$331,694/mo (50% DSR)
Upfront cash ≈ HK$37.13M (deposit + AVD stamp duty HK$2,908,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,616
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$178,272
−HK$4,724/mo
Today · 4.125%
HK$182,996
baseline
▲ 0.50% · 4.625%
HK$192,642
+HK$9,646/mo
Deposit HK$34.22M · loan HK$34.22M · min. income ≈ HK$365,992/mo (50% DSR)
Upfront cash ≈ HK$37.13M (deposit + AVD stamp duty HK$2,908,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,273
−HK$11,743/mo
▼ 0.25% · 3.875%
HK$193,098
−HK$5,918/mo
Today · 4.125%
HK$199,016
baseline
▲ 0.50% · 4.625%
HK$211,126
+HK$12,110/mo
Deposit HK$27.38M · loan HK$41.06M · min. income ≈ HK$398,032/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,908,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,339
−HK$11,256/mo
▼ 0.25% · 3.875%
HK$213,926
−HK$5,669/mo
Today · 4.125%
HK$219,595
baseline
▲ 0.50% · 4.625%
HK$231,170
+HK$11,575/mo
Deposit HK$27.38M · loan HK$41.06M · min. income ≈ HK$439,190/mo (50% DSR)
Upfront cash ≈ HK$30.28M (deposit + AVD stamp duty HK$2,908,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,485
−HK$13,701/mo
▼ 0.25% · 3.875%
HK$225,281
−HK$6,905/mo
Today · 4.125%
HK$232,186
baseline
▲ 0.50% · 4.625%
HK$246,314
+HK$14,128/mo
Deposit HK$20.53M · loan HK$47.91M · min. income ≈ HK$464,372/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,908,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,062
−HK$13,132/mo
▼ 0.25% · 3.875%
HK$249,581
−HK$6,613/mo
Today · 4.125%
HK$256,194
baseline
▲ 0.50% · 4.625%
HK$269,698
+HK$13,504/mo
Deposit HK$20.53M · loan HK$47.91M · min. income ≈ HK$512,388/mo (50% DSR)
Upfront cash ≈ HK$23.44M (deposit + AVD stamp duty HK$2,908,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,909
−HK$17,615/mo
▼ 0.25% · 3.875%
HK$289,647
−HK$8,877/mo
Today · 4.125%
HK$298,524
baseline
▲ 0.50% · 4.625%
HK$316,689
+HK$18,165/mo
Deposit HK$6.84M · loan HK$61.60M · min. income ≈ HK$597,048/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,908,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,508
−HK$16,884/mo
▼ 0.25% · 3.875%
HK$320,890
−HK$8,502/mo
Today · 4.125%
HK$329,392
baseline
▲ 0.50% · 4.625%
HK$346,755
+HK$17,363/mo
Deposit HK$6.84M · loan HK$61.60M · min. income ≈ HK$658,784/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$2,908,696 · Scale 2, in force from 26 Feb 2026)