LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,607
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,092
−HK$493/mo
Today · 4.125%
HK$16,585
baseline
▲ 0.50% · 4.625%
HK$17,594
+HK$1,009/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,170/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,362
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,828
−HK$472/mo
Today · 4.125%
HK$18,300
baseline
▲ 0.50% · 4.625%
HK$19,265
+HK$965/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,600/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,728
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,310
−HK$592/mo
Today · 4.125%
HK$19,902
baseline
▲ 0.50% · 4.625%
HK$21,113
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,804/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,835
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,393
−HK$567/mo
Today · 4.125%
HK$21,960
baseline
▲ 0.50% · 4.625%
HK$23,118
+HK$1,158/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,920/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,849
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,529
−HK$690/mo
Today · 4.125%
HK$23,219
baseline
▲ 0.50% · 4.625%
HK$24,632
+HK$1,413/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,438/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,307
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,959
−HK$661/mo
Today · 4.125%
HK$25,620
baseline
▲ 0.50% · 4.625%
HK$26,971
+HK$1,351/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,240/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,092
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,966
−HK$887/mo
Today · 4.125%
HK$29,853
baseline
▲ 0.50% · 4.625%
HK$31,670
+HK$1,817/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$59,706/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,252
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,090
−HK$850/mo
Today · 4.125%
HK$32,940
baseline
▲ 0.50% · 4.625%
HK$34,677
+HK$1,737/mo
Deposit HK$684K · loan HK$6.16M · min. income ≈ HK$65,880/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,326 · Scale 2, in force from 26 Feb 2026)