LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,609
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,094
−HK$494/mo
Today · 4.125%
HK$16,588
baseline
▲ 0.50% · 4.625%
HK$17,597
+HK$1,009/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,176/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,365
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,830
−HK$473/mo
Today · 4.125%
HK$18,303
baseline
▲ 0.50% · 4.625%
HK$19,268
+HK$965/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,606/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,731
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,313
−HK$592/mo
Today · 4.125%
HK$19,905
baseline
▲ 0.50% · 4.625%
HK$21,116
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,810/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,838
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,397
−HK$566/mo
Today · 4.125%
HK$21,963
baseline
▲ 0.50% · 4.625%
HK$23,121
+HK$1,158/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,926/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,852
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,532
−HK$691/mo
Today · 4.125%
HK$23,223
baseline
▲ 0.50% · 4.625%
HK$24,636
+HK$1,413/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,446/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,311
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,963
−HK$661/mo
Today · 4.125%
HK$25,624
baseline
▲ 0.50% · 4.625%
HK$26,975
+HK$1,351/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,248/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,096
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$28,970
−HK$888/mo
Today · 4.125%
HK$29,858
baseline
▲ 0.50% · 4.625%
HK$31,675
+HK$1,817/mo
Deposit HK$685K · loan HK$6.16M · min. income ≈ HK$59,716/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,256
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,095
−HK$850/mo
Today · 4.125%
HK$32,945
baseline
▲ 0.50% · 4.625%
HK$34,682
+HK$1,737/mo
Deposit HK$685K · loan HK$6.16M · min. income ≈ HK$65,890/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,357 · Scale 2, in force from 26 Feb 2026)