LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,133
−HK$9,791/mo
▼ 0.25% · 3.875%
HK$160,990
−HK$4,934/mo
Today · 4.125%
HK$165,924
baseline
▲ 0.50% · 4.625%
HK$176,020
+HK$10,096/mo
Deposit HK$34.24M · loan HK$34.24M · min. income ≈ HK$331,848/mo (50% DSR)
Upfront cash ≈ HK$37.15M (deposit + AVD stamp duty HK$2,910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,697
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$178,355
−HK$4,726/mo
Today · 4.125%
HK$183,081
baseline
▲ 0.50% · 4.625%
HK$192,732
+HK$9,651/mo
Deposit HK$34.24M · loan HK$34.24M · min. income ≈ HK$366,162/mo (50% DSR)
Upfront cash ≈ HK$37.15M (deposit + AVD stamp duty HK$2,910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,360
−HK$11,749/mo
▼ 0.25% · 3.875%
HK$193,188
−HK$5,921/mo
Today · 4.125%
HK$199,109
baseline
▲ 0.50% · 4.625%
HK$211,224
+HK$12,115/mo
Deposit HK$27.39M · loan HK$41.08M · min. income ≈ HK$398,218/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,436
−HK$11,261/mo
▼ 0.25% · 3.875%
HK$214,026
−HK$5,671/mo
Today · 4.125%
HK$219,697
baseline
▲ 0.50% · 4.625%
HK$231,278
+HK$11,581/mo
Deposit HK$27.39M · loan HK$41.08M · min. income ≈ HK$439,394/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,587
−HK$13,707/mo
▼ 0.25% · 3.875%
HK$225,386
−HK$6,908/mo
Today · 4.125%
HK$232,294
baseline
▲ 0.50% · 4.625%
HK$246,429
+HK$14,135/mo
Deposit HK$20.54M · loan HK$47.93M · min. income ≈ HK$464,588/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,175
−HK$13,138/mo
▼ 0.25% · 3.875%
HK$249,697
−HK$6,616/mo
Today · 4.125%
HK$256,313
baseline
▲ 0.50% · 4.625%
HK$269,824
+HK$13,511/mo
Deposit HK$20.54M · loan HK$47.93M · min. income ≈ HK$512,626/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,040
−HK$17,624/mo
▼ 0.25% · 3.875%
HK$289,782
−HK$8,882/mo
Today · 4.125%
HK$298,664
baseline
▲ 0.50% · 4.625%
HK$316,837
+HK$18,173/mo
Deposit HK$6.85M · loan HK$61.62M · min. income ≈ HK$597,328/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,910,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,654
−HK$16,892/mo
▼ 0.25% · 3.875%
HK$321,039
−HK$8,507/mo
Today · 4.125%
HK$329,546
baseline
▲ 0.50% · 4.625%
HK$346,917
+HK$17,371/mo
Deposit HK$6.85M · loan HK$61.62M · min. income ≈ HK$659,092/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,910,053 · Scale 2, in force from 26 Feb 2026)