LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,142
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$160,999
−HK$4,935/mo
Today · 4.125%
HK$165,934
baseline
▲ 0.50% · 4.625%
HK$176,030
+HK$10,096/mo
Deposit HK$34.24M · loan HK$34.24M · min. income ≈ HK$331,868/mo (50% DSR)
Upfront cash ≈ HK$37.15M (deposit + AVD stamp duty HK$2,910,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,707
−HK$9,384/mo
▼ 0.25% · 3.875%
HK$178,365
−HK$4,726/mo
Today · 4.125%
HK$183,091
baseline
▲ 0.50% · 4.625%
HK$192,742
+HK$9,651/mo
Deposit HK$34.24M · loan HK$34.24M · min. income ≈ HK$366,182/mo (50% DSR)
Upfront cash ≈ HK$37.15M (deposit + AVD stamp duty HK$2,910,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,371
−HK$11,749/mo
▼ 0.25% · 3.875%
HK$193,199
−HK$5,921/mo
Today · 4.125%
HK$199,120
baseline
▲ 0.50% · 4.625%
HK$211,236
+HK$12,116/mo
Deposit HK$27.39M · loan HK$41.09M · min. income ≈ HK$398,240/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,910,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,448
−HK$11,262/mo
▼ 0.25% · 3.875%
HK$214,038
−HK$5,672/mo
Today · 4.125%
HK$219,710
baseline
▲ 0.50% · 4.625%
HK$231,291
+HK$11,581/mo
Deposit HK$27.39M · loan HK$41.09M · min. income ≈ HK$439,420/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,910,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,599
−HK$13,708/mo
▼ 0.25% · 3.875%
HK$225,399
−HK$6,908/mo
Today · 4.125%
HK$232,307
baseline
▲ 0.50% · 4.625%
HK$246,442
+HK$14,135/mo
Deposit HK$20.54M · loan HK$47.93M · min. income ≈ HK$464,614/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,910,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,189
−HK$13,139/mo
▼ 0.25% · 3.875%
HK$249,711
−HK$6,617/mo
Today · 4.125%
HK$256,328
baseline
▲ 0.50% · 4.625%
HK$269,839
+HK$13,511/mo
Deposit HK$20.54M · loan HK$47.93M · min. income ≈ HK$512,656/mo (50% DSR)
Upfront cash ≈ HK$23.45M (deposit + AVD stamp duty HK$2,910,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,056
−HK$17,625/mo
▼ 0.25% · 3.875%
HK$289,798
−HK$8,883/mo
Today · 4.125%
HK$298,681
baseline
▲ 0.50% · 4.625%
HK$316,855
+HK$18,174/mo
Deposit HK$6.85M · loan HK$61.63M · min. income ≈ HK$597,362/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,910,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,672
−HK$16,893/mo
▼ 0.25% · 3.875%
HK$321,058
−HK$8,507/mo
Today · 4.125%
HK$329,565
baseline
▲ 0.50% · 4.625%
HK$346,936
+HK$17,371/mo
Deposit HK$6.85M · loan HK$61.63M · min. income ≈ HK$659,130/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,910,218 · Scale 2, in force from 26 Feb 2026)