LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,156
−HK$9,792/mo
▼ 0.25% · 3.875%
HK$161,013
−HK$4,935/mo
Today · 4.125%
HK$165,948
baseline
▲ 0.50% · 4.625%
HK$176,046
+HK$10,098/mo
Deposit HK$34.24M · loan HK$34.24M · min. income ≈ HK$331,896/mo (50% DSR)
Upfront cash ≈ HK$37.15M (deposit + AVD stamp duty HK$2,910,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,722
−HK$9,386/mo
▼ 0.25% · 3.875%
HK$178,381
−HK$4,727/mo
Today · 4.125%
HK$183,108
baseline
▲ 0.50% · 4.625%
HK$192,760
+HK$9,652/mo
Deposit HK$34.24M · loan HK$34.24M · min. income ≈ HK$366,216/mo (50% DSR)
Upfront cash ≈ HK$37.15M (deposit + AVD stamp duty HK$2,910,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,387
−HK$11,751/mo
▼ 0.25% · 3.875%
HK$193,216
−HK$5,922/mo
Today · 4.125%
HK$199,138
baseline
▲ 0.50% · 4.625%
HK$211,255
+HK$12,117/mo
Deposit HK$27.39M · loan HK$41.09M · min. income ≈ HK$398,276/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,910,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,466
−HK$11,263/mo
▼ 0.25% · 3.875%
HK$214,057
−HK$5,672/mo
Today · 4.125%
HK$219,729
baseline
▲ 0.50% · 4.625%
HK$231,311
+HK$11,582/mo
Deposit HK$27.39M · loan HK$41.09M · min. income ≈ HK$439,458/mo (50% DSR)
Upfront cash ≈ HK$30.30M (deposit + AVD stamp duty HK$2,910,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,618
−HK$13,710/mo
▼ 0.25% · 3.875%
HK$225,419
−HK$6,909/mo
Today · 4.125%
HK$232,328
baseline
▲ 0.50% · 4.625%
HK$246,464
+HK$14,136/mo
Deposit HK$20.54M · loan HK$47.94M · min. income ≈ HK$464,656/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,910,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,211
−HK$13,140/mo
▼ 0.25% · 3.875%
HK$249,734
−HK$6,617/mo
Today · 4.125%
HK$256,351
baseline
▲ 0.50% · 4.625%
HK$269,863
+HK$13,512/mo
Deposit HK$20.54M · loan HK$47.94M · min. income ≈ HK$512,702/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,910,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,081
−HK$17,626/mo
▼ 0.25% · 3.875%
HK$289,824
−HK$8,883/mo
Today · 4.125%
HK$298,707
baseline
▲ 0.50% · 4.625%
HK$316,883
+HK$18,176/mo
Deposit HK$6.85M · loan HK$61.63M · min. income ≈ HK$597,414/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,910,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,700
−HK$16,894/mo
▼ 0.25% · 3.875%
HK$321,086
−HK$8,508/mo
Today · 4.125%
HK$329,594
baseline
▲ 0.50% · 4.625%
HK$346,967
+HK$17,373/mo
Deposit HK$6.85M · loan HK$61.63M · min. income ≈ HK$659,188/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,910,476 · Scale 2, in force from 26 Feb 2026)