LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,616
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,102
−HK$493/mo
Today · 4.125%
HK$16,595
baseline
▲ 0.50% · 4.625%
HK$17,605
+HK$1,010/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$33,190/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,373
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,839
−HK$472/mo
Today · 4.125%
HK$18,311
baseline
▲ 0.50% · 4.625%
HK$19,277
+HK$966/mo
Deposit HK$3.42M · loan HK$3.42M · min. income ≈ HK$36,622/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,739
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,322
−HK$593/mo
Today · 4.125%
HK$19,915
baseline
▲ 0.50% · 4.625%
HK$21,126
+HK$1,211/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,830/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,847
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,407
−HK$567/mo
Today · 4.125%
HK$21,974
baseline
▲ 0.50% · 4.625%
HK$23,132
+HK$1,158/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,948/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$205,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,863
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,543
−HK$691/mo
Today · 4.125%
HK$23,234
baseline
▲ 0.50% · 4.625%
HK$24,647
+HK$1,413/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$46,468/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,322
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,974
−HK$662/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$26,987
+HK$1,351/mo
Deposit HK$2.05M · loan HK$4.79M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,109
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,983
−HK$889/mo
Today · 4.125%
HK$29,872
baseline
▲ 0.50% · 4.625%
HK$31,689
+HK$1,817/mo
Deposit HK$685K · loan HK$6.16M · min. income ≈ HK$59,744/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,271
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,110
−HK$851/mo
Today · 4.125%
HK$32,961
baseline
▲ 0.50% · 4.625%
HK$34,698
+HK$1,737/mo
Deposit HK$685K · loan HK$6.16M · min. income ≈ HK$65,922/mo (50% DSR)
Upfront cash ≈ HK$890K (deposit + AVD stamp duty HK$205,453 · Scale 2, in force from 26 Feb 2026)