LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,209
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,068
−HK$4,937/mo
Today · 4.125%
HK$166,005
baseline
▲ 0.50% · 4.625%
HK$176,106
+HK$10,101/mo
Deposit HK$34.25M · loan HK$34.25M · min. income ≈ HK$332,010/mo (50% DSR)
Upfront cash ≈ HK$37.16M (deposit + AVD stamp duty HK$2,911,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,781
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,442
−HK$4,728/mo
Today · 4.125%
HK$183,170
baseline
▲ 0.50% · 4.625%
HK$192,825
+HK$9,655/mo
Deposit HK$34.25M · loan HK$34.25M · min. income ≈ HK$366,340/mo (50% DSR)
Upfront cash ≈ HK$37.16M (deposit + AVD stamp duty HK$2,911,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,451
−HK$11,755/mo
▼ 0.25% · 3.875%
HK$193,281
−HK$5,925/mo
Today · 4.125%
HK$199,206
baseline
▲ 0.50% · 4.625%
HK$211,327
+HK$12,121/mo
Deposit HK$27.40M · loan HK$41.10M · min. income ≈ HK$398,412/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,911,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,537
−HK$11,267/mo
▼ 0.25% · 3.875%
HK$214,130
−HK$5,674/mo
Today · 4.125%
HK$219,804
baseline
▲ 0.50% · 4.625%
HK$231,390
+HK$11,586/mo
Deposit HK$27.40M · loan HK$41.10M · min. income ≈ HK$439,608/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,911,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,692
−HK$13,714/mo
▼ 0.25% · 3.875%
HK$225,495
−HK$6,911/mo
Today · 4.125%
HK$232,406
baseline
▲ 0.50% · 4.625%
HK$246,548
+HK$14,142/mo
Deposit HK$20.55M · loan HK$47.95M · min. income ≈ HK$464,812/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,911,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,293
−HK$13,145/mo
▼ 0.25% · 3.875%
HK$249,818
−HK$6,620/mo
Today · 4.125%
HK$256,438
baseline
▲ 0.50% · 4.625%
HK$269,955
+HK$13,517/mo
Deposit HK$20.55M · loan HK$47.95M · min. income ≈ HK$512,876/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,911,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,176
−HK$17,632/mo
▼ 0.25% · 3.875%
HK$289,922
−HK$8,886/mo
Today · 4.125%
HK$298,808
baseline
▲ 0.50% · 4.625%
HK$316,990
+HK$18,182/mo
Deposit HK$6.85M · loan HK$61.65M · min. income ≈ HK$597,616/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,911,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,806
−HK$16,899/mo
▼ 0.25% · 3.875%
HK$321,195
−HK$8,510/mo
Today · 4.125%
HK$329,705
baseline
▲ 0.50% · 4.625%
HK$347,085
+HK$17,380/mo
Deposit HK$6.85M · loan HK$61.65M · min. income ≈ HK$659,410/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,911,462 · Scale 2, in force from 26 Feb 2026)