LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,210
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,069
−HK$4,937/mo
Today · 4.125%
HK$166,006
baseline
▲ 0.50% · 4.625%
HK$176,107
+HK$10,101/mo
Deposit HK$34.25M · loan HK$34.25M · min. income ≈ HK$332,012/mo (50% DSR)
Upfront cash ≈ HK$37.16M (deposit + AVD stamp duty HK$2,911,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,782
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,443
−HK$4,728/mo
Today · 4.125%
HK$183,171
baseline
▲ 0.50% · 4.625%
HK$192,826
+HK$9,655/mo
Deposit HK$34.25M · loan HK$34.25M · min. income ≈ HK$366,342/mo (50% DSR)
Upfront cash ≈ HK$37.16M (deposit + AVD stamp duty HK$2,911,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,452
−HK$11,755/mo
▼ 0.25% · 3.875%
HK$193,283
−HK$5,924/mo
Today · 4.125%
HK$199,207
baseline
▲ 0.50% · 4.625%
HK$211,328
+HK$12,121/mo
Deposit HK$27.40M · loan HK$41.10M · min. income ≈ HK$398,414/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,911,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,538
−HK$11,267/mo
▼ 0.25% · 3.875%
HK$214,131
−HK$5,674/mo
Today · 4.125%
HK$219,805
baseline
▲ 0.50% · 4.625%
HK$231,391
+HK$11,586/mo
Deposit HK$27.40M · loan HK$41.10M · min. income ≈ HK$439,610/mo (50% DSR)
Upfront cash ≈ HK$30.31M (deposit + AVD stamp duty HK$2,911,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,694
−HK$13,714/mo
▼ 0.25% · 3.875%
HK$225,496
−HK$6,912/mo
Today · 4.125%
HK$232,408
baseline
▲ 0.50% · 4.625%
HK$246,549
+HK$14,141/mo
Deposit HK$20.55M · loan HK$47.95M · min. income ≈ HK$464,816/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,911,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,295
−HK$13,144/mo
▼ 0.25% · 3.875%
HK$249,820
−HK$6,619/mo
Today · 4.125%
HK$256,439
baseline
▲ 0.50% · 4.625%
HK$269,956
+HK$13,517/mo
Deposit HK$20.55M · loan HK$47.95M · min. income ≈ HK$512,878/mo (50% DSR)
Upfront cash ≈ HK$23.46M (deposit + AVD stamp duty HK$2,911,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,178
−HK$17,632/mo
▼ 0.25% · 3.875%
HK$289,924
−HK$8,886/mo
Today · 4.125%
HK$298,810
baseline
▲ 0.50% · 4.625%
HK$316,992
+HK$18,182/mo
Deposit HK$6.85M · loan HK$61.65M · min. income ≈ HK$597,620/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,911,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,807
−HK$16,900/mo
▼ 0.25% · 3.875%
HK$321,197
−HK$8,510/mo
Today · 4.125%
HK$329,707
baseline
▲ 0.50% · 4.625%
HK$347,087
+HK$17,380/mo
Deposit HK$6.85M · loan HK$61.65M · min. income ≈ HK$659,414/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,911,478 · Scale 2, in force from 26 Feb 2026)