LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,233
−HK$9,797/mo
▼ 0.25% · 3.875%
HK$161,093
−HK$4,937/mo
Today · 4.125%
HK$166,030
baseline
▲ 0.50% · 4.625%
HK$176,133
+HK$10,103/mo
Deposit HK$34.26M · loan HK$34.26M · min. income ≈ HK$332,060/mo (50% DSR)
Upfront cash ≈ HK$37.17M (deposit + AVD stamp duty HK$2,911,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,808
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$178,469
−HK$4,729/mo
Today · 4.125%
HK$183,198
baseline
▲ 0.50% · 4.625%
HK$192,855
+HK$9,657/mo
Deposit HK$34.26M · loan HK$34.26M · min. income ≈ HK$366,396/mo (50% DSR)
Upfront cash ≈ HK$37.17M (deposit + AVD stamp duty HK$2,911,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,480
−HK$11,756/mo
▼ 0.25% · 3.875%
HK$193,311
−HK$5,925/mo
Today · 4.125%
HK$199,236
baseline
▲ 0.50% · 4.625%
HK$211,360
+HK$12,124/mo
Deposit HK$27.41M · loan HK$41.11M · min. income ≈ HK$398,472/mo (50% DSR)
Upfront cash ≈ HK$30.32M (deposit + AVD stamp duty HK$2,911,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,569
−HK$11,269/mo
▼ 0.25% · 3.875%
HK$214,163
−HK$5,675/mo
Today · 4.125%
HK$219,838
baseline
▲ 0.50% · 4.625%
HK$231,426
+HK$11,588/mo
Deposit HK$27.41M · loan HK$41.11M · min. income ≈ HK$439,676/mo (50% DSR)
Upfront cash ≈ HK$30.32M (deposit + AVD stamp duty HK$2,911,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,726
−HK$13,717/mo
▼ 0.25% · 3.875%
HK$225,530
−HK$6,913/mo
Today · 4.125%
HK$232,443
baseline
▲ 0.50% · 4.625%
HK$246,586
+HK$14,143/mo
Deposit HK$20.55M · loan HK$47.96M · min. income ≈ HK$464,886/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$2,911,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,331
−HK$13,146/mo
▼ 0.25% · 3.875%
HK$249,857
−HK$6,620/mo
Today · 4.125%
HK$256,477
baseline
▲ 0.50% · 4.625%
HK$269,997
+HK$13,520/mo
Deposit HK$20.55M · loan HK$47.96M · min. income ≈ HK$512,954/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$2,911,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,220
−HK$17,635/mo
▼ 0.25% · 3.875%
HK$289,967
−HK$8,888/mo
Today · 4.125%
HK$298,855
baseline
▲ 0.50% · 4.625%
HK$317,039
+HK$18,184/mo
Deposit HK$6.85M · loan HK$61.66M · min. income ≈ HK$597,710/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,911,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,854
−HK$16,903/mo
▼ 0.25% · 3.875%
HK$321,245
−HK$8,512/mo
Today · 4.125%
HK$329,757
baseline
▲ 0.50% · 4.625%
HK$347,139
+HK$17,382/mo
Deposit HK$6.85M · loan HK$61.66M · min. income ≈ HK$659,514/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,911,914 · Scale 2, in force from 26 Feb 2026)