LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,625
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,111
−HK$494/mo
Today · 4.125%
HK$16,605
baseline
▲ 0.50% · 4.625%
HK$17,615
+HK$1,010/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,210/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,383
−HK$939/mo
▼ 0.25% · 3.875%
HK$17,849
−HK$473/mo
Today · 4.125%
HK$18,322
baseline
▲ 0.50% · 4.625%
HK$19,288
+HK$966/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,644/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,750
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,334
−HK$592/mo
Today · 4.125%
HK$19,926
baseline
▲ 0.50% · 4.625%
HK$21,139
+HK$1,213/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,852/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,860
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,419
−HK$568/mo
Today · 4.125%
HK$21,987
baseline
▲ 0.50% · 4.625%
HK$23,145
+HK$1,158/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,974/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,875
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,556
−HK$691/mo
Today · 4.125%
HK$23,247
baseline
▲ 0.50% · 4.625%
HK$24,662
+HK$1,415/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,494/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,336
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,989
−HK$662/mo
Today · 4.125%
HK$25,651
baseline
▲ 0.50% · 4.625%
HK$27,003
+HK$1,352/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,302/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,125
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,000
−HK$889/mo
Today · 4.125%
HK$29,889
baseline
▲ 0.50% · 4.625%
HK$31,708
+HK$1,819/mo
Deposit HK$685K · loan HK$6.17M · min. income ≈ HK$59,778/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,289
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,128
−HK$852/mo
Today · 4.125%
HK$32,980
baseline
▲ 0.50% · 4.625%
HK$34,718
+HK$1,738/mo
Deposit HK$685K · loan HK$6.17M · min. income ≈ HK$65,960/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,573 · Scale 2, in force from 26 Feb 2026)