LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,256
−HK$9,799/mo
▼ 0.25% · 3.875%
HK$161,116
−HK$4,939/mo
Today · 4.125%
HK$166,055
baseline
▲ 0.50% · 4.625%
HK$176,159
+HK$10,104/mo
Deposit HK$34.26M · loan HK$34.26M · min. income ≈ HK$332,110/mo (50% DSR)
Upfront cash ≈ HK$37.18M (deposit + AVD stamp duty HK$2,912,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,833
−HK$9,392/mo
▼ 0.25% · 3.875%
HK$178,495
−HK$4,730/mo
Today · 4.125%
HK$183,225
baseline
▲ 0.50% · 4.625%
HK$192,883
+HK$9,658/mo
Deposit HK$34.26M · loan HK$34.26M · min. income ≈ HK$366,450/mo (50% DSR)
Upfront cash ≈ HK$37.18M (deposit + AVD stamp duty HK$2,912,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,507
−HK$11,759/mo
▼ 0.25% · 3.875%
HK$193,340
−HK$5,926/mo
Today · 4.125%
HK$199,266
baseline
▲ 0.50% · 4.625%
HK$211,390
+HK$12,124/mo
Deposit HK$27.41M · loan HK$41.12M · min. income ≈ HK$398,532/mo (50% DSR)
Upfront cash ≈ HK$30.32M (deposit + AVD stamp duty HK$2,912,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,600
−HK$11,270/mo
▼ 0.25% · 3.875%
HK$214,194
−HK$5,676/mo
Today · 4.125%
HK$219,870
baseline
▲ 0.50% · 4.625%
HK$231,460
+HK$11,590/mo
Deposit HK$27.41M · loan HK$41.12M · min. income ≈ HK$439,740/mo (50% DSR)
Upfront cash ≈ HK$30.32M (deposit + AVD stamp duty HK$2,912,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,758
−HK$13,718/mo
▼ 0.25% · 3.875%
HK$225,563
−HK$6,913/mo
Today · 4.125%
HK$232,476
baseline
▲ 0.50% · 4.625%
HK$246,622
+HK$14,146/mo
Deposit HK$20.56M · loan HK$47.97M · min. income ≈ HK$464,952/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$2,912,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,366
−HK$13,149/mo
▼ 0.25% · 3.875%
HK$249,893
−HK$6,622/mo
Today · 4.125%
HK$256,515
baseline
▲ 0.50% · 4.625%
HK$270,036
+HK$13,521/mo
Deposit HK$20.56M · loan HK$47.97M · min. income ≈ HK$513,030/mo (50% DSR)
Upfront cash ≈ HK$23.47M (deposit + AVD stamp duty HK$2,912,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,261
−HK$17,637/mo
▼ 0.25% · 3.875%
HK$290,010
−HK$8,888/mo
Today · 4.125%
HK$298,898
baseline
▲ 0.50% · 4.625%
HK$317,086
+HK$18,188/mo
Deposit HK$6.85M · loan HK$61.67M · min. income ≈ HK$597,796/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,912,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$312,900
−HK$16,905/mo
▼ 0.25% · 3.875%
HK$321,292
−HK$8,513/mo
Today · 4.125%
HK$329,805
baseline
▲ 0.50% · 4.625%
HK$347,189
+HK$17,384/mo
Deposit HK$6.85M · loan HK$61.67M · min. income ≈ HK$659,610/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$2,912,339 · Scale 2, in force from 26 Feb 2026)