LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,627
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,114
−HK$493/mo
Today · 4.125%
HK$16,607
baseline
▲ 0.50% · 4.625%
HK$17,618
+HK$1,011/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,214/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,385
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,852
−HK$473/mo
Today · 4.125%
HK$18,325
baseline
▲ 0.50% · 4.625%
HK$19,291
+HK$966/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,650/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,753
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,336
−HK$593/mo
Today · 4.125%
HK$19,929
baseline
▲ 0.50% · 4.625%
HK$21,142
+HK$1,213/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,858/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,862
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,422
−HK$568/mo
Today · 4.125%
HK$21,990
baseline
▲ 0.50% · 4.625%
HK$23,149
+HK$1,159/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,980/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,878
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,559
−HK$691/mo
Today · 4.125%
HK$23,250
baseline
▲ 0.50% · 4.625%
HK$24,665
+HK$1,415/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,500/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,340
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,992
−HK$663/mo
Today · 4.125%
HK$25,655
baseline
▲ 0.50% · 4.625%
HK$27,007
+HK$1,352/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,310/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,129
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,004
−HK$889/mo
Today · 4.125%
HK$29,893
baseline
▲ 0.50% · 4.625%
HK$31,712
+HK$1,819/mo
Deposit HK$685K · loan HK$6.17M · min. income ≈ HK$59,786/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,294
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,133
−HK$851/mo
Today · 4.125%
HK$32,984
baseline
▲ 0.50% · 4.625%
HK$34,723
+HK$1,739/mo
Deposit HK$685K · loan HK$6.17M · min. income ≈ HK$65,968/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,602 · Scale 2, in force from 26 Feb 2026)