LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,633
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,119
−HK$494/mo
Today · 4.125%
HK$16,613
baseline
▲ 0.50% · 4.625%
HK$17,624
+HK$1,011/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,226/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,392
−HK$939/mo
▼ 0.25% · 3.875%
HK$17,858
−HK$473/mo
Today · 4.125%
HK$18,331
baseline
▲ 0.50% · 4.625%
HK$19,297
+HK$966/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,662/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,760
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,343
−HK$593/mo
Today · 4.125%
HK$19,936
baseline
▲ 0.50% · 4.625%
HK$21,149
+HK$1,213/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,872/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,870
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,430
−HK$567/mo
Today · 4.125%
HK$21,997
baseline
▲ 0.50% · 4.625%
HK$23,157
+HK$1,160/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$43,994/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,886
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,567
−HK$692/mo
Today · 4.125%
HK$23,259
baseline
▲ 0.50% · 4.625%
HK$24,674
+HK$1,415/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,518/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,348
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,001
−HK$663/mo
Today · 4.125%
HK$25,664
baseline
▲ 0.50% · 4.625%
HK$27,016
+HK$1,352/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,328/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,139
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,015
−HK$889/mo
Today · 4.125%
HK$29,904
baseline
▲ 0.50% · 4.625%
HK$31,724
+HK$1,820/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$59,808/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,305
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,144
−HK$852/mo
Today · 4.125%
HK$32,996
baseline
▲ 0.50% · 4.625%
HK$34,735
+HK$1,739/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$65,992/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,675 · Scale 2, in force from 26 Feb 2026)