LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,333
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$161,196
−HK$4,941/mo
Today · 4.125%
HK$166,137
baseline
▲ 0.50% · 4.625%
HK$176,246
+HK$10,109/mo
Deposit HK$34.28M · loan HK$34.28M · min. income ≈ HK$332,274/mo (50% DSR)
Upfront cash ≈ HK$37.19M (deposit + AVD stamp duty HK$2,913,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,919
−HK$9,396/mo
▼ 0.25% · 3.875%
HK$178,584
−HK$4,731/mo
Today · 4.125%
HK$183,315
baseline
▲ 0.50% · 4.625%
HK$192,978
+HK$9,663/mo
Deposit HK$34.28M · loan HK$34.28M · min. income ≈ HK$366,630/mo (50% DSR)
Upfront cash ≈ HK$37.19M (deposit + AVD stamp duty HK$2,913,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,600
−HK$11,764/mo
▼ 0.25% · 3.875%
HK$193,435
−HK$5,929/mo
Today · 4.125%
HK$199,364
baseline
▲ 0.50% · 4.625%
HK$211,495
+HK$12,131/mo
Deposit HK$27.42M · loan HK$41.14M · min. income ≈ HK$398,728/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$2,913,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,703
−HK$11,276/mo
▼ 0.25% · 3.875%
HK$214,300
−HK$5,679/mo
Today · 4.125%
HK$219,979
baseline
▲ 0.50% · 4.625%
HK$231,574
+HK$11,595/mo
Deposit HK$27.42M · loan HK$41.14M · min. income ≈ HK$439,958/mo (50% DSR)
Upfront cash ≈ HK$30.34M (deposit + AVD stamp duty HK$2,913,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,866
−HK$13,725/mo
▼ 0.25% · 3.875%
HK$225,674
−HK$6,917/mo
Today · 4.125%
HK$232,591
baseline
▲ 0.50% · 4.625%
HK$246,744
+HK$14,153/mo
Deposit HK$20.57M · loan HK$47.99M · min. income ≈ HK$465,182/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,913,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,487
−HK$13,155/mo
▼ 0.25% · 3.875%
HK$250,017
−HK$6,625/mo
Today · 4.125%
HK$256,642
baseline
▲ 0.50% · 4.625%
HK$270,170
+HK$13,528/mo
Deposit HK$20.57M · loan HK$47.99M · min. income ≈ HK$513,284/mo (50% DSR)
Upfront cash ≈ HK$23.48M (deposit + AVD stamp duty HK$2,913,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,400
−HK$17,646/mo
▼ 0.25% · 3.875%
HK$290,153
−HK$8,893/mo
Today · 4.125%
HK$299,046
baseline
▲ 0.50% · 4.625%
HK$317,242
+HK$18,196/mo
Deposit HK$6.86M · loan HK$61.70M · min. income ≈ HK$598,092/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$2,913,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,054
−HK$16,914/mo
▼ 0.25% · 3.875%
HK$321,450
−HK$8,518/mo
Today · 4.125%
HK$329,968
baseline
▲ 0.50% · 4.625%
HK$347,361
+HK$17,393/mo
Deposit HK$6.86M · loan HK$61.70M · min. income ≈ HK$659,936/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$2,913,778 · Scale 2, in force from 26 Feb 2026)