LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,635
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,121
−HK$494/mo
Today · 4.125%
HK$16,615
baseline
▲ 0.50% · 4.625%
HK$17,626
+HK$1,011/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,230/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,394
−HK$939/mo
▼ 0.25% · 3.875%
HK$17,860
−HK$473/mo
Today · 4.125%
HK$18,333
baseline
▲ 0.50% · 4.625%
HK$19,300
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,666/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$205,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,762
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,346
−HK$592/mo
Today · 4.125%
HK$19,938
baseline
▲ 0.50% · 4.625%
HK$21,152
+HK$1,214/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$39,876/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,872
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,432
−HK$568/mo
Today · 4.125%
HK$22,000
baseline
▲ 0.50% · 4.625%
HK$23,160
+HK$1,160/mo
Deposit HK$2.74M · loan HK$4.11M · min. income ≈ HK$44,000/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,889
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,570
−HK$692/mo
Today · 4.125%
HK$23,262
baseline
▲ 0.50% · 4.625%
HK$24,677
+HK$1,415/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,524/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,351
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,004
−HK$663/mo
Today · 4.125%
HK$25,667
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,353/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,334/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,143
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,018
−HK$890/mo
Today · 4.125%
HK$29,908
baseline
▲ 0.50% · 4.625%
HK$31,728
+HK$1,820/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$59,816/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,309
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,148
−HK$852/mo
Today · 4.125%
HK$33,000
baseline
▲ 0.50% · 4.625%
HK$34,740
+HK$1,740/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$66,000/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$205,701 · Scale 2, in force from 26 Feb 2026)