LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,391
−HK$9,807/mo
▼ 0.25% · 3.875%
HK$161,256
−HK$4,942/mo
Today · 4.125%
HK$166,198
baseline
▲ 0.50% · 4.625%
HK$176,311
+HK$10,113/mo
Deposit HK$34.29M · loan HK$34.29M · min. income ≈ HK$332,396/mo (50% DSR)
Upfront cash ≈ HK$37.21M (deposit + AVD stamp duty HK$2,914,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,984
−HK$9,399/mo
▼ 0.25% · 3.875%
HK$178,650
−HK$4,733/mo
Today · 4.125%
HK$183,383
baseline
▲ 0.50% · 4.625%
HK$193,050
+HK$9,667/mo
Deposit HK$34.29M · loan HK$34.29M · min. income ≈ HK$366,766/mo (50% DSR)
Upfront cash ≈ HK$37.21M (deposit + AVD stamp duty HK$2,914,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,670
−HK$11,768/mo
▼ 0.25% · 3.875%
HK$193,507
−HK$5,931/mo
Today · 4.125%
HK$199,438
baseline
▲ 0.50% · 4.625%
HK$211,573
+HK$12,135/mo
Deposit HK$27.43M · loan HK$41.15M · min. income ≈ HK$398,876/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,914,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,780
−HK$11,280/mo
▼ 0.25% · 3.875%
HK$214,380
−HK$5,680/mo
Today · 4.125%
HK$220,060
baseline
▲ 0.50% · 4.625%
HK$231,660
+HK$11,600/mo
Deposit HK$27.43M · loan HK$41.15M · min. income ≈ HK$440,120/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,914,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,948
−HK$13,730/mo
▼ 0.25% · 3.875%
HK$225,758
−HK$6,920/mo
Today · 4.125%
HK$232,678
baseline
▲ 0.50% · 4.625%
HK$246,836
+HK$14,158/mo
Deposit HK$20.58M · loan HK$48.01M · min. income ≈ HK$465,356/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,914,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,577
−HK$13,160/mo
▼ 0.25% · 3.875%
HK$250,110
−HK$6,627/mo
Today · 4.125%
HK$256,737
baseline
▲ 0.50% · 4.625%
HK$270,270
+HK$13,533/mo
Deposit HK$20.58M · loan HK$48.01M · min. income ≈ HK$513,474/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,914,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,504
−HK$17,653/mo
▼ 0.25% · 3.875%
HK$290,261
−HK$8,896/mo
Today · 4.125%
HK$299,157
baseline
▲ 0.50% · 4.625%
HK$317,360
+HK$18,203/mo
Deposit HK$6.86M · loan HK$61.73M · min. income ≈ HK$598,314/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$2,914,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,171
−HK$16,919/mo
▼ 0.25% · 3.875%
HK$321,570
−HK$8,520/mo
Today · 4.125%
HK$330,090
baseline
▲ 0.50% · 4.625%
HK$347,490
+HK$17,400/mo
Deposit HK$6.86M · loan HK$61.73M · min. income ≈ HK$660,180/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$2,914,860 · Scale 2, in force from 26 Feb 2026)