LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,392
−HK$9,807/mo
▼ 0.25% · 3.875%
HK$161,257
−HK$4,942/mo
Today · 4.125%
HK$166,199
baseline
▲ 0.50% · 4.625%
HK$176,312
+HK$10,113/mo
Deposit HK$34.29M · loan HK$34.29M · min. income ≈ HK$332,398/mo (50% DSR)
Upfront cash ≈ HK$37.21M (deposit + AVD stamp duty HK$2,914,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,985
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$178,651
−HK$4,734/mo
Today · 4.125%
HK$183,385
baseline
▲ 0.50% · 4.625%
HK$193,051
+HK$9,666/mo
Deposit HK$34.29M · loan HK$34.29M · min. income ≈ HK$366,770/mo (50% DSR)
Upfront cash ≈ HK$37.21M (deposit + AVD stamp duty HK$2,914,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,671
−HK$11,768/mo
▼ 0.25% · 3.875%
HK$193,508
−HK$5,931/mo
Today · 4.125%
HK$199,439
baseline
▲ 0.50% · 4.625%
HK$211,575
+HK$12,136/mo
Deposit HK$27.43M · loan HK$41.15M · min. income ≈ HK$398,878/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,914,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,782
−HK$11,280/mo
▼ 0.25% · 3.875%
HK$214,381
−HK$5,681/mo
Today · 4.125%
HK$220,062
baseline
▲ 0.50% · 4.625%
HK$231,661
+HK$11,599/mo
Deposit HK$27.43M · loan HK$41.15M · min. income ≈ HK$440,124/mo (50% DSR)
Upfront cash ≈ HK$30.35M (deposit + AVD stamp duty HK$2,914,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,949
−HK$13,730/mo
▼ 0.25% · 3.875%
HK$225,760
−HK$6,919/mo
Today · 4.125%
HK$232,679
baseline
▲ 0.50% · 4.625%
HK$246,837
+HK$14,158/mo
Deposit HK$20.58M · loan HK$48.01M · min. income ≈ HK$465,358/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,914,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,579
−HK$13,160/mo
▼ 0.25% · 3.875%
HK$250,111
−HK$6,628/mo
Today · 4.125%
HK$256,739
baseline
▲ 0.50% · 4.625%
HK$270,272
+HK$13,533/mo
Deposit HK$20.58M · loan HK$48.01M · min. income ≈ HK$513,478/mo (50% DSR)
Upfront cash ≈ HK$23.49M (deposit + AVD stamp duty HK$2,914,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,506
−HK$17,653/mo
▼ 0.25% · 3.875%
HK$290,262
−HK$8,897/mo
Today · 4.125%
HK$299,159
baseline
▲ 0.50% · 4.625%
HK$317,362
+HK$18,203/mo
Deposit HK$6.86M · loan HK$61.73M · min. income ≈ HK$598,318/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$2,914,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,173
−HK$16,919/mo
▼ 0.25% · 3.875%
HK$321,572
−HK$8,520/mo
Today · 4.125%
HK$330,092
baseline
▲ 0.50% · 4.625%
HK$347,492
+HK$17,400/mo
Deposit HK$6.86M · loan HK$61.73M · min. income ≈ HK$660,184/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$2,914,879 · Scale 2, in force from 26 Feb 2026)