LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,641
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,127
−HK$494/mo
Today · 4.125%
HK$16,621
baseline
▲ 0.50% · 4.625%
HK$17,633
+HK$1,012/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,242/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,400
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,867
−HK$473/mo
Today · 4.125%
HK$18,340
baseline
▲ 0.50% · 4.625%
HK$19,307
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,680/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,769
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,353
−HK$593/mo
Today · 4.125%
HK$19,946
baseline
▲ 0.50% · 4.625%
HK$21,159
+HK$1,213/mo
Deposit HK$2.74M · loan HK$4.12M · min. income ≈ HK$39,892/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,880
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,440
−HK$568/mo
Today · 4.125%
HK$22,008
baseline
▲ 0.50% · 4.625%
HK$23,168
+HK$1,160/mo
Deposit HK$2.74M · loan HK$4.12M · min. income ≈ HK$44,016/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,897
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,578
−HK$692/mo
Today · 4.125%
HK$23,270
baseline
▲ 0.50% · 4.625%
HK$24,686
+HK$1,416/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,540/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,360
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,013
−HK$663/mo
Today · 4.125%
HK$25,676
baseline
▲ 0.50% · 4.625%
HK$27,030
+HK$1,354/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,352/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$890/mo
Today · 4.125%
HK$29,919
baseline
▲ 0.50% · 4.625%
HK$31,739
+HK$1,820/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$59,838/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,160
−HK$852/mo
Today · 4.125%
HK$33,012
baseline
▲ 0.50% · 4.625%
HK$34,752
+HK$1,740/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$66,024/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,775 · Scale 2, in force from 26 Feb 2026)