LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,437
−HK$9,810/mo
▼ 0.25% · 3.875%
HK$161,303
−HK$4,944/mo
Today · 4.125%
HK$166,247
baseline
▲ 0.50% · 4.625%
HK$176,363
+HK$10,116/mo
Deposit HK$34.30M · loan HK$34.30M · min. income ≈ HK$332,494/mo (50% DSR)
Upfront cash ≈ HK$37.22M (deposit + AVD stamp duty HK$2,915,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,035
−HK$9,402/mo
▼ 0.25% · 3.875%
HK$178,702
−HK$4,735/mo
Today · 4.125%
HK$183,437
baseline
▲ 0.50% · 4.625%
HK$193,106
+HK$9,669/mo
Deposit HK$34.30M · loan HK$34.30M · min. income ≈ HK$366,874/mo (50% DSR)
Upfront cash ≈ HK$37.22M (deposit + AVD stamp duty HK$2,915,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,724
−HK$11,772/mo
▼ 0.25% · 3.875%
HK$193,564
−HK$5,932/mo
Today · 4.125%
HK$199,496
baseline
▲ 0.50% · 4.625%
HK$211,635
+HK$12,139/mo
Deposit HK$27.44M · loan HK$41.16M · min. income ≈ HK$398,992/mo (50% DSR)
Upfront cash ≈ HK$30.36M (deposit + AVD stamp duty HK$2,915,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,842
−HK$11,283/mo
▼ 0.25% · 3.875%
HK$214,443
−HK$5,682/mo
Today · 4.125%
HK$220,125
baseline
▲ 0.50% · 4.625%
HK$231,728
+HK$11,603/mo
Deposit HK$27.44M · loan HK$41.16M · min. income ≈ HK$440,250/mo (50% DSR)
Upfront cash ≈ HK$30.36M (deposit + AVD stamp duty HK$2,915,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,012
−HK$13,734/mo
▼ 0.25% · 3.875%
HK$225,824
−HK$6,922/mo
Today · 4.125%
HK$232,746
baseline
▲ 0.50% · 4.625%
HK$246,908
+HK$14,162/mo
Deposit HK$20.58M · loan HK$48.02M · min. income ≈ HK$465,492/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,915,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,648
−HK$13,164/mo
▼ 0.25% · 3.875%
HK$250,183
−HK$6,629/mo
Today · 4.125%
HK$256,812
baseline
▲ 0.50% · 4.625%
HK$270,349
+HK$13,537/mo
Deposit HK$20.58M · loan HK$48.02M · min. income ≈ HK$513,624/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,915,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,587
−HK$17,658/mo
▼ 0.25% · 3.875%
HK$290,346
−HK$8,899/mo
Today · 4.125%
HK$299,245
baseline
▲ 0.50% · 4.625%
HK$317,453
+HK$18,208/mo
Deposit HK$6.86M · loan HK$61.74M · min. income ≈ HK$598,490/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,915,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,262
−HK$16,925/mo
▼ 0.25% · 3.875%
HK$321,664
−HK$8,523/mo
Today · 4.125%
HK$330,187
baseline
▲ 0.50% · 4.625%
HK$347,592
+HK$17,405/mo
Deposit HK$6.86M · loan HK$61.74M · min. income ≈ HK$660,374/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,915,714 · Scale 2, in force from 26 Feb 2026)