LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,645
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,131
−HK$495/mo
Today · 4.125%
HK$16,626
baseline
▲ 0.50% · 4.625%
HK$17,637
+HK$1,011/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,252/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,404
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,871
−HK$474/mo
Today · 4.125%
HK$18,345
baseline
▲ 0.50% · 4.625%
HK$19,312
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,690/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,774
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,358
−HK$593/mo
Today · 4.125%
HK$19,951
baseline
▲ 0.50% · 4.625%
HK$21,165
+HK$1,214/mo
Deposit HK$2.74M · loan HK$4.12M · min. income ≈ HK$39,902/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,885
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,446
−HK$568/mo
Today · 4.125%
HK$22,014
baseline
▲ 0.50% · 4.625%
HK$23,174
+HK$1,160/mo
Deposit HK$2.74M · loan HK$4.12M · min. income ≈ HK$44,028/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,902
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,584
−HK$692/mo
Today · 4.125%
HK$23,276
baseline
▲ 0.50% · 4.625%
HK$24,692
+HK$1,416/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,552/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,366
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,020
−HK$663/mo
Today · 4.125%
HK$25,683
baseline
▲ 0.50% · 4.625%
HK$27,037
+HK$1,354/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,366/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,160
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,036
−HK$890/mo
Today · 4.125%
HK$29,926
baseline
▲ 0.50% · 4.625%
HK$31,747
+HK$1,821/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$59,852/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,328
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,168
−HK$853/mo
Today · 4.125%
HK$33,021
baseline
▲ 0.50% · 4.625%
HK$34,761
+HK$1,740/mo
Deposit HK$686K · loan HK$6.17M · min. income ≈ HK$66,042/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,828 · Scale 2, in force from 26 Feb 2026)