LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,467
−HK$9,812/mo
▼ 0.25% · 3.875%
HK$161,334
−HK$4,945/mo
Today · 4.125%
HK$166,279
baseline
▲ 0.50% · 4.625%
HK$176,397
+HK$10,118/mo
Deposit HK$34.31M · loan HK$34.31M · min. income ≈ HK$332,558/mo (50% DSR)
Upfront cash ≈ HK$37.23M (deposit + AVD stamp duty HK$2,916,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,068
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$178,737
−HK$4,736/mo
Today · 4.125%
HK$183,473
baseline
▲ 0.50% · 4.625%
HK$193,144
+HK$9,671/mo
Deposit HK$34.31M · loan HK$34.31M · min. income ≈ HK$366,946/mo (50% DSR)
Upfront cash ≈ HK$37.23M (deposit + AVD stamp duty HK$2,916,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,761
−HK$11,774/mo
▼ 0.25% · 3.875%
HK$193,601
−HK$5,934/mo
Today · 4.125%
HK$199,535
baseline
▲ 0.50% · 4.625%
HK$211,676
+HK$12,141/mo
Deposit HK$27.45M · loan HK$41.17M · min. income ≈ HK$399,070/mo (50% DSR)
Upfront cash ≈ HK$30.36M (deposit + AVD stamp duty HK$2,916,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,882
−HK$11,285/mo
▼ 0.25% · 3.875%
HK$214,484
−HK$5,683/mo
Today · 4.125%
HK$220,167
baseline
▲ 0.50% · 4.625%
HK$231,773
+HK$11,606/mo
Deposit HK$27.45M · loan HK$41.17M · min. income ≈ HK$440,334/mo (50% DSR)
Upfront cash ≈ HK$30.36M (deposit + AVD stamp duty HK$2,916,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,054
−HK$13,737/mo
▼ 0.25% · 3.875%
HK$225,868
−HK$6,923/mo
Today · 4.125%
HK$232,791
baseline
▲ 0.50% · 4.625%
HK$246,956
+HK$14,165/mo
Deposit HK$20.59M · loan HK$48.03M · min. income ≈ HK$465,582/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,916,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,696
−HK$13,166/mo
▼ 0.25% · 3.875%
HK$250,231
−HK$6,631/mo
Today · 4.125%
HK$256,862
baseline
▲ 0.50% · 4.625%
HK$270,401
+HK$13,539/mo
Deposit HK$20.59M · loan HK$48.03M · min. income ≈ HK$513,724/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,916,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,641
−HK$17,662/mo
▼ 0.25% · 3.875%
HK$290,402
−HK$8,901/mo
Today · 4.125%
HK$299,303
baseline
▲ 0.50% · 4.625%
HK$317,514
+HK$18,211/mo
Deposit HK$6.86M · loan HK$61.76M · min. income ≈ HK$598,606/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,916,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,323
−HK$16,928/mo
▼ 0.25% · 3.875%
HK$321,726
−HK$8,525/mo
Today · 4.125%
HK$330,251
baseline
▲ 0.50% · 4.625%
HK$347,659
+HK$17,408/mo
Deposit HK$6.86M · loan HK$61.76M · min. income ≈ HK$660,502/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,916,278 · Scale 2, in force from 26 Feb 2026)