LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,476
−HK$9,813/mo
▼ 0.25% · 3.875%
HK$161,344
−HK$4,945/mo
Today · 4.125%
HK$166,289
baseline
▲ 0.50% · 4.625%
HK$176,407
+HK$10,118/mo
Deposit HK$34.31M · loan HK$34.31M · min. income ≈ HK$332,578/mo (50% DSR)
Upfront cash ≈ HK$37.23M (deposit + AVD stamp duty HK$2,916,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,078
−HK$9,405/mo
▼ 0.25% · 3.875%
HK$178,747
−HK$4,736/mo
Today · 4.125%
HK$183,483
baseline
▲ 0.50% · 4.625%
HK$193,155
+HK$9,672/mo
Deposit HK$34.31M · loan HK$34.31M · min. income ≈ HK$366,966/mo (50% DSR)
Upfront cash ≈ HK$37.23M (deposit + AVD stamp duty HK$2,916,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,772
−HK$11,775/mo
▼ 0.25% · 3.875%
HK$193,612
−HK$5,935/mo
Today · 4.125%
HK$199,547
baseline
▲ 0.50% · 4.625%
HK$211,689
+HK$12,142/mo
Deposit HK$27.45M · loan HK$41.17M · min. income ≈ HK$399,094/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,916,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,894
−HK$11,286/mo
▼ 0.25% · 3.875%
HK$214,496
−HK$5,684/mo
Today · 4.125%
HK$220,180
baseline
▲ 0.50% · 4.625%
HK$231,786
+HK$11,606/mo
Deposit HK$27.45M · loan HK$41.17M · min. income ≈ HK$440,360/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,916,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,067
−HK$13,737/mo
▼ 0.25% · 3.875%
HK$225,881
−HK$6,923/mo
Today · 4.125%
HK$232,804
baseline
▲ 0.50% · 4.625%
HK$246,970
+HK$14,166/mo
Deposit HK$20.59M · loan HK$48.04M · min. income ≈ HK$465,608/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,916,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,710
−HK$13,167/mo
▼ 0.25% · 3.875%
HK$250,246
−HK$6,631/mo
Today · 4.125%
HK$256,877
baseline
▲ 0.50% · 4.625%
HK$270,417
+HK$13,540/mo
Deposit HK$20.59M · loan HK$48.04M · min. income ≈ HK$513,754/mo (50% DSR)
Upfront cash ≈ HK$23.50M (deposit + AVD stamp duty HK$2,916,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,657
−HK$17,663/mo
▼ 0.25% · 3.875%
HK$290,419
−HK$8,901/mo
Today · 4.125%
HK$299,320
baseline
▲ 0.50% · 4.625%
HK$317,533
+HK$18,213/mo
Deposit HK$6.86M · loan HK$61.76M · min. income ≈ HK$598,640/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,916,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,341
−HK$16,929/mo
▼ 0.25% · 3.875%
HK$321,745
−HK$8,525/mo
Today · 4.125%
HK$330,270
baseline
▲ 0.50% · 4.625%
HK$347,679
+HK$17,409/mo
Deposit HK$6.86M · loan HK$61.76M · min. income ≈ HK$660,540/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,916,447 · Scale 2, in force from 26 Feb 2026)