LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,651
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,138
−HK$494/mo
Today · 4.125%
HK$16,632
baseline
▲ 0.50% · 4.625%
HK$17,644
+HK$1,012/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,264/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,411
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,878
−HK$474/mo
Today · 4.125%
HK$18,352
baseline
▲ 0.50% · 4.625%
HK$19,319
+HK$967/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,704/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,781
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,365
−HK$594/mo
Today · 4.125%
HK$19,959
baseline
▲ 0.50% · 4.625%
HK$21,173
+HK$1,214/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,918/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,894
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,454
−HK$569/mo
Today · 4.125%
HK$22,023
baseline
▲ 0.50% · 4.625%
HK$23,183
+HK$1,160/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,046/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$692/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,417/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,030
−HK$663/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,047
+HK$1,354/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$205,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,172
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$890/mo
Today · 4.125%
HK$29,938
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,822/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$59,876/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$853/mo
Today · 4.125%
HK$33,034
baseline
▲ 0.50% · 4.625%
HK$34,775
+HK$1,741/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$66,068/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,909 · Scale 2, in force from 26 Feb 2026)