LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,510
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$161,378
−HK$4,946/mo
Today · 4.125%
HK$166,324
baseline
▲ 0.50% · 4.625%
HK$176,445
+HK$10,121/mo
Deposit HK$34.32M · loan HK$34.32M · min. income ≈ HK$332,648/mo (50% DSR)
Upfront cash ≈ HK$37.24M (deposit + AVD stamp duty HK$2,917,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,116
−HK$9,406/mo
▼ 0.25% · 3.875%
HK$178,785
−HK$4,737/mo
Today · 4.125%
HK$183,522
baseline
▲ 0.50% · 4.625%
HK$193,196
+HK$9,674/mo
Deposit HK$34.32M · loan HK$34.32M · min. income ≈ HK$367,044/mo (50% DSR)
Upfront cash ≈ HK$37.24M (deposit + AVD stamp duty HK$2,917,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,812
−HK$11,777/mo
▼ 0.25% · 3.875%
HK$193,654
−HK$5,935/mo
Today · 4.125%
HK$199,589
baseline
▲ 0.50% · 4.625%
HK$211,734
+HK$12,145/mo
Deposit HK$27.45M · loan HK$41.18M · min. income ≈ HK$399,178/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,917,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,939
−HK$11,288/mo
▼ 0.25% · 3.875%
HK$214,542
−HK$5,685/mo
Today · 4.125%
HK$220,227
baseline
▲ 0.50% · 4.625%
HK$231,835
+HK$11,608/mo
Deposit HK$27.45M · loan HK$41.18M · min. income ≈ HK$440,454/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,917,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,114
−HK$13,740/mo
▼ 0.25% · 3.875%
HK$225,929
−HK$6,925/mo
Today · 4.125%
HK$232,854
baseline
▲ 0.50% · 4.625%
HK$247,023
+HK$14,169/mo
Deposit HK$20.59M · loan HK$48.05M · min. income ≈ HK$465,708/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,917,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,762
−HK$13,169/mo
▼ 0.25% · 3.875%
HK$250,299
−HK$6,632/mo
Today · 4.125%
HK$256,931
baseline
▲ 0.50% · 4.625%
HK$270,475
+HK$13,544/mo
Deposit HK$20.59M · loan HK$48.05M · min. income ≈ HK$513,862/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,917,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,718
−HK$17,666/mo
▼ 0.25% · 3.875%
HK$290,481
−HK$8,903/mo
Today · 4.125%
HK$299,384
baseline
▲ 0.50% · 4.625%
HK$317,601
+HK$18,217/mo
Deposit HK$6.86M · loan HK$61.77M · min. income ≈ HK$598,768/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,917,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,408
−HK$16,932/mo
▼ 0.25% · 3.875%
HK$321,813
−HK$8,527/mo
Today · 4.125%
HK$330,340
baseline
▲ 0.50% · 4.625%
HK$347,753
+HK$17,413/mo
Deposit HK$6.86M · loan HK$61.77M · min. income ≈ HK$660,680/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,917,069 · Scale 2, in force from 26 Feb 2026)