LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,652
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,139
−HK$494/mo
Today · 4.125%
HK$16,633
baseline
▲ 0.50% · 4.625%
HK$17,645
+HK$1,012/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,266/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,413
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,880
−HK$473/mo
Today · 4.125%
HK$18,353
baseline
▲ 0.50% · 4.625%
HK$19,321
+HK$968/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,706/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$205,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,782
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,366
−HK$594/mo
Today · 4.125%
HK$19,960
baseline
▲ 0.50% · 4.625%
HK$21,175
+HK$1,215/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,920/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,895
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,455
−HK$569/mo
Today · 4.125%
HK$22,024
baseline
▲ 0.50% · 4.625%
HK$23,185
+HK$1,161/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,048/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$205,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,913
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,594
−HK$693/mo
Today · 4.125%
HK$23,287
baseline
▲ 0.50% · 4.625%
HK$24,704
+HK$1,417/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$46,574/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$205,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,378
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,031
−HK$664/mo
Today · 4.125%
HK$25,695
baseline
▲ 0.50% · 4.625%
HK$27,049
+HK$1,354/mo
Deposit HK$2.06M · loan HK$4.80M · min. income ≈ HK$51,390/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$205,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,173
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,050
−HK$890/mo
Today · 4.125%
HK$29,940
baseline
▲ 0.50% · 4.625%
HK$31,762
+HK$1,822/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$59,880/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,343
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,183
−HK$853/mo
Today · 4.125%
HK$33,036
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,741/mo
Deposit HK$686K · loan HK$6.18M · min. income ≈ HK$66,072/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$205,923 · Scale 2, in force from 26 Feb 2026)