LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,525
−HK$9,816/mo
▼ 0.25% · 3.875%
HK$161,394
−HK$4,947/mo
Today · 4.125%
HK$166,341
baseline
▲ 0.50% · 4.625%
HK$176,462
+HK$10,121/mo
Deposit HK$34.32M · loan HK$34.32M · min. income ≈ HK$332,682/mo (50% DSR)
Upfront cash ≈ HK$37.24M (deposit + AVD stamp duty HK$2,917,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,133
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$178,803
−HK$4,738/mo
Today · 4.125%
HK$183,541
baseline
▲ 0.50% · 4.625%
HK$193,215
+HK$9,674/mo
Deposit HK$34.32M · loan HK$34.32M · min. income ≈ HK$367,082/mo (50% DSR)
Upfront cash ≈ HK$37.24M (deposit + AVD stamp duty HK$2,917,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,830
−HK$11,779/mo
▼ 0.25% · 3.875%
HK$193,673
−HK$5,936/mo
Today · 4.125%
HK$199,609
baseline
▲ 0.50% · 4.625%
HK$211,755
+HK$12,146/mo
Deposit HK$27.46M · loan HK$41.19M · min. income ≈ HK$399,218/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,917,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,959
−HK$11,290/mo
▼ 0.25% · 3.875%
HK$214,564
−HK$5,685/mo
Today · 4.125%
HK$220,249
baseline
▲ 0.50% · 4.625%
HK$231,858
+HK$11,609/mo
Deposit HK$27.46M · loan HK$41.19M · min. income ≈ HK$440,498/mo (50% DSR)
Upfront cash ≈ HK$30.37M (deposit + AVD stamp duty HK$2,917,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,135
−HK$13,742/mo
▼ 0.25% · 3.875%
HK$225,952
−HK$6,925/mo
Today · 4.125%
HK$232,877
baseline
▲ 0.50% · 4.625%
HK$247,047
+HK$14,170/mo
Deposit HK$20.59M · loan HK$48.05M · min. income ≈ HK$465,754/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,917,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,786
−HK$13,171/mo
▼ 0.25% · 3.875%
HK$250,324
−HK$6,633/mo
Today · 4.125%
HK$256,957
baseline
▲ 0.50% · 4.625%
HK$270,501
+HK$13,544/mo
Deposit HK$20.59M · loan HK$48.05M · min. income ≈ HK$513,914/mo (50% DSR)
Upfront cash ≈ HK$23.51M (deposit + AVD stamp duty HK$2,917,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,746
−HK$17,667/mo
▼ 0.25% · 3.875%
HK$290,509
−HK$8,904/mo
Today · 4.125%
HK$299,413
baseline
▲ 0.50% · 4.625%
HK$317,632
+HK$18,219/mo
Deposit HK$6.86M · loan HK$61.78M · min. income ≈ HK$598,826/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,917,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,439
−HK$16,934/mo
▼ 0.25% · 3.875%
HK$321,845
−HK$8,528/mo
Today · 4.125%
HK$330,373
baseline
▲ 0.50% · 4.625%
HK$347,788
+HK$17,415/mo
Deposit HK$6.86M · loan HK$61.78M · min. income ≈ HK$660,746/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$2,917,359 · Scale 2, in force from 26 Feb 2026)