LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,611
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$161,482
−HK$4,950/mo
Today · 4.125%
HK$166,432
baseline
▲ 0.50% · 4.625%
HK$176,559
+HK$10,127/mo
Deposit HK$34.34M · loan HK$34.34M · min. income ≈ HK$332,864/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$2,918,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,228
−HK$9,413/mo
▼ 0.25% · 3.875%
HK$178,901
−HK$4,740/mo
Today · 4.125%
HK$183,641
baseline
▲ 0.50% · 4.625%
HK$193,321
+HK$9,680/mo
Deposit HK$34.34M · loan HK$34.34M · min. income ≈ HK$367,282/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$2,918,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,933
−HK$11,785/mo
▼ 0.25% · 3.875%
HK$193,779
−HK$5,939/mo
Today · 4.125%
HK$199,718
baseline
▲ 0.50% · 4.625%
HK$211,870
+HK$12,152/mo
Deposit HK$27.47M · loan HK$41.21M · min. income ≈ HK$399,436/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,918,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,074
−HK$11,295/mo
▼ 0.25% · 3.875%
HK$214,681
−HK$5,688/mo
Today · 4.125%
HK$220,369
baseline
▲ 0.50% · 4.625%
HK$231,985
+HK$11,616/mo
Deposit HK$27.47M · loan HK$41.21M · min. income ≈ HK$440,738/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,918,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,255
−HK$13,749/mo
▼ 0.25% · 3.875%
HK$226,075
−HK$6,929/mo
Today · 4.125%
HK$233,004
baseline
▲ 0.50% · 4.625%
HK$247,182
+HK$14,178/mo
Deposit HK$20.60M · loan HK$48.08M · min. income ≈ HK$466,008/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$2,918,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,919
−HK$13,178/mo
▼ 0.25% · 3.875%
HK$250,461
−HK$6,636/mo
Today · 4.125%
HK$257,097
baseline
▲ 0.50% · 4.625%
HK$270,649
+HK$13,552/mo
Deposit HK$20.60M · loan HK$48.08M · min. income ≈ HK$514,194/mo (50% DSR)
Upfront cash ≈ HK$23.52M (deposit + AVD stamp duty HK$2,918,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,899
−HK$17,678/mo
▼ 0.25% · 3.875%
HK$290,668
−HK$8,909/mo
Today · 4.125%
HK$299,577
baseline
▲ 0.50% · 4.625%
HK$317,806
+HK$18,229/mo
Deposit HK$6.87M · loan HK$61.81M · min. income ≈ HK$599,154/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,918,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,610
−HK$16,944/mo
▼ 0.25% · 3.875%
HK$322,021
−HK$8,533/mo
Today · 4.125%
HK$330,554
baseline
▲ 0.50% · 4.625%
HK$347,978
+HK$17,424/mo
Deposit HK$6.87M · loan HK$61.81M · min. income ≈ HK$661,108/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,918,953 · Scale 2, in force from 26 Feb 2026)