LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,662
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,149
−HK$495/mo
Today · 4.125%
HK$16,644
baseline
▲ 0.50% · 4.625%
HK$17,657
+HK$1,013/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$33,288/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,424
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,891
−HK$474/mo
Today · 4.125%
HK$18,365
baseline
▲ 0.50% · 4.625%
HK$19,333
+HK$968/mo
Deposit HK$3.43M · loan HK$3.43M · min. income ≈ HK$36,730/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,795
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,379
−HK$594/mo
Today · 4.125%
HK$19,973
baseline
▲ 0.50% · 4.625%
HK$21,189
+HK$1,216/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,946/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$206,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,909
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,470
−HK$568/mo
Today · 4.125%
HK$22,038
baseline
▲ 0.50% · 4.625%
HK$23,200
+HK$1,162/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,076/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$206,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,927
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,609
−HK$693/mo
Today · 4.125%
HK$23,302
baseline
▲ 0.50% · 4.625%
HK$24,720
+HK$1,418/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,604/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,394
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,048
−HK$664/mo
Today · 4.125%
HK$25,712
baseline
▲ 0.50% · 4.625%
HK$27,067
+HK$1,355/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,424/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,192
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,069
−HK$891/mo
Today · 4.125%
HK$29,960
baseline
▲ 0.50% · 4.625%
HK$31,783
+HK$1,823/mo
Deposit HK$687K · loan HK$6.18M · min. income ≈ HK$59,920/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$206,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,363
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,204
−HK$854/mo
Today · 4.125%
HK$33,058
baseline
▲ 0.50% · 4.625%
HK$34,800
+HK$1,742/mo
Deposit HK$687K · loan HK$6.18M · min. income ≈ HK$66,116/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$206,059 · Scale 2, in force from 26 Feb 2026)