LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,625
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$161,497
−HK$4,950/mo
Today · 4.125%
HK$166,447
baseline
▲ 0.50% · 4.625%
HK$176,575
+HK$10,128/mo
Deposit HK$34.34M · loan HK$34.34M · min. income ≈ HK$332,894/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$2,919,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,244
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$178,917
−HK$4,741/mo
Today · 4.125%
HK$183,658
baseline
▲ 0.50% · 4.625%
HK$193,338
+HK$9,680/mo
Deposit HK$34.34M · loan HK$34.34M · min. income ≈ HK$367,316/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$2,919,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,950
−HK$11,786/mo
▼ 0.25% · 3.875%
HK$193,796
−HK$5,940/mo
Today · 4.125%
HK$199,736
baseline
▲ 0.50% · 4.625%
HK$211,890
+HK$12,154/mo
Deposit HK$27.47M · loan HK$41.21M · min. income ≈ HK$399,472/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,919,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,092
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$214,700
−HK$5,689/mo
Today · 4.125%
HK$220,389
baseline
▲ 0.50% · 4.625%
HK$232,006
+HK$11,617/mo
Deposit HK$27.47M · loan HK$41.21M · min. income ≈ HK$440,778/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,919,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,275
−HK$13,750/mo
▼ 0.25% · 3.875%
HK$226,096
−HK$6,929/mo
Today · 4.125%
HK$233,025
baseline
▲ 0.50% · 4.625%
HK$247,204
+HK$14,179/mo
Deposit HK$20.61M · loan HK$48.08M · min. income ≈ HK$466,050/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,919,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,941
−HK$13,180/mo
▼ 0.25% · 3.875%
HK$250,484
−HK$6,637/mo
Today · 4.125%
HK$257,121
baseline
▲ 0.50% · 4.625%
HK$270,674
+HK$13,553/mo
Deposit HK$20.61M · loan HK$48.08M · min. income ≈ HK$514,242/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,919,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,925
−HK$17,679/mo
▼ 0.25% · 3.875%
HK$290,694
−HK$8,910/mo
Today · 4.125%
HK$299,604
baseline
▲ 0.50% · 4.625%
HK$317,834
+HK$18,230/mo
Deposit HK$6.87M · loan HK$61.82M · min. income ≈ HK$599,208/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,919,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,639
−HK$16,945/mo
▼ 0.25% · 3.875%
HK$322,050
−HK$8,534/mo
Today · 4.125%
HK$330,584
baseline
▲ 0.50% · 4.625%
HK$348,009
+HK$17,425/mo
Deposit HK$6.87M · loan HK$61.82M · min. income ≈ HK$661,168/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,919,217 · Scale 2, in force from 26 Feb 2026)