LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,628
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$161,500
−HK$4,950/mo
Today · 4.125%
HK$166,450
baseline
▲ 0.50% · 4.625%
HK$176,578
+HK$10,128/mo
Deposit HK$34.34M · loan HK$34.34M · min. income ≈ HK$332,900/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$2,919,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,247
−HK$9,414/mo
▼ 0.25% · 3.875%
HK$178,920
−HK$4,741/mo
Today · 4.125%
HK$183,661
baseline
▲ 0.50% · 4.625%
HK$193,342
+HK$9,681/mo
Deposit HK$34.34M · loan HK$34.34M · min. income ≈ HK$367,322/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$2,919,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,953
−HK$11,787/mo
▼ 0.25% · 3.875%
HK$193,800
−HK$5,940/mo
Today · 4.125%
HK$199,740
baseline
▲ 0.50% · 4.625%
HK$211,893
+HK$12,153/mo
Deposit HK$27.48M · loan HK$41.21M · min. income ≈ HK$399,480/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,919,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,096
−HK$11,297/mo
▼ 0.25% · 3.875%
HK$214,704
−HK$5,689/mo
Today · 4.125%
HK$220,393
baseline
▲ 0.50% · 4.625%
HK$232,010
+HK$11,617/mo
Deposit HK$27.48M · loan HK$41.21M · min. income ≈ HK$440,786/mo (50% DSR)
Upfront cash ≈ HK$30.39M (deposit + AVD stamp duty HK$2,919,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,279
−HK$13,750/mo
▼ 0.25% · 3.875%
HK$226,100
−HK$6,929/mo
Today · 4.125%
HK$233,029
baseline
▲ 0.50% · 4.625%
HK$247,209
+HK$14,180/mo
Deposit HK$20.61M · loan HK$48.08M · min. income ≈ HK$466,058/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,919,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,945
−HK$13,180/mo
▼ 0.25% · 3.875%
HK$250,488
−HK$6,637/mo
Today · 4.125%
HK$257,125
baseline
▲ 0.50% · 4.625%
HK$270,678
+HK$13,553/mo
Deposit HK$20.61M · loan HK$48.08M · min. income ≈ HK$514,250/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,919,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,930
−HK$17,679/mo
▼ 0.25% · 3.875%
HK$290,699
−HK$8,910/mo
Today · 4.125%
HK$299,609
baseline
▲ 0.50% · 4.625%
HK$317,840
+HK$18,231/mo
Deposit HK$6.87M · loan HK$61.82M · min. income ≈ HK$599,218/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,919,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,644
−HK$16,945/mo
▼ 0.25% · 3.875%
HK$322,056
−HK$8,533/mo
Today · 4.125%
HK$330,589
baseline
▲ 0.50% · 4.625%
HK$348,015
+HK$17,426/mo
Deposit HK$6.87M · loan HK$61.82M · min. income ≈ HK$661,178/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,919,266 · Scale 2, in force from 26 Feb 2026)