LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,659
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$161,532
−HK$4,951/mo
Today · 4.125%
HK$166,483
baseline
▲ 0.50% · 4.625%
HK$176,613
+HK$10,130/mo
Deposit HK$34.35M · loan HK$34.35M · min. income ≈ HK$332,966/mo (50% DSR)
Upfront cash ≈ HK$37.27M (deposit + AVD stamp duty HK$2,919,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,282
−HK$9,415/mo
▼ 0.25% · 3.875%
HK$178,956
−HK$4,741/mo
Today · 4.125%
HK$183,697
baseline
▲ 0.50% · 4.625%
HK$193,380
+HK$9,683/mo
Deposit HK$34.35M · loan HK$34.35M · min. income ≈ HK$367,394/mo (50% DSR)
Upfront cash ≈ HK$37.27M (deposit + AVD stamp duty HK$2,919,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,991
−HK$11,789/mo
▼ 0.25% · 3.875%
HK$193,838
−HK$5,942/mo
Today · 4.125%
HK$199,780
baseline
▲ 0.50% · 4.625%
HK$211,936
+HK$12,156/mo
Deposit HK$27.48M · loan HK$41.22M · min. income ≈ HK$399,560/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,919,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,138
−HK$11,299/mo
▼ 0.25% · 3.875%
HK$214,747
−HK$5,690/mo
Today · 4.125%
HK$220,437
baseline
▲ 0.50% · 4.625%
HK$232,057
+HK$11,620/mo
Deposit HK$27.48M · loan HK$41.22M · min. income ≈ HK$440,874/mo (50% DSR)
Upfront cash ≈ HK$30.40M (deposit + AVD stamp duty HK$2,919,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,323
−HK$13,753/mo
▼ 0.25% · 3.875%
HK$226,145
−HK$6,931/mo
Today · 4.125%
HK$233,076
baseline
▲ 0.50% · 4.625%
HK$247,258
+HK$14,182/mo
Deposit HK$20.61M · loan HK$48.09M · min. income ≈ HK$466,152/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,919,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,994
−HK$13,182/mo
▼ 0.25% · 3.875%
HK$250,538
−HK$6,638/mo
Today · 4.125%
HK$257,176
baseline
▲ 0.50% · 4.625%
HK$270,733
+HK$13,557/mo
Deposit HK$20.61M · loan HK$48.09M · min. income ≈ HK$514,352/mo (50% DSR)
Upfront cash ≈ HK$23.53M (deposit + AVD stamp duty HK$2,919,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,986
−HK$17,683/mo
▼ 0.25% · 3.875%
HK$290,758
−HK$8,911/mo
Today · 4.125%
HK$299,669
baseline
▲ 0.50% · 4.625%
HK$317,903
+HK$18,234/mo
Deposit HK$6.87M · loan HK$61.83M · min. income ≈ HK$599,338/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,919,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,707
−HK$16,948/mo
▼ 0.25% · 3.875%
HK$322,120
−HK$8,535/mo
Today · 4.125%
HK$330,655
baseline
▲ 0.50% · 4.625%
HK$348,085
+HK$17,430/mo
Deposit HK$6.87M · loan HK$61.83M · min. income ≈ HK$661,310/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,919,851 · Scale 2, in force from 26 Feb 2026)