LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,667
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,155
−HK$495/mo
Today · 4.125%
HK$16,650
baseline
▲ 0.50% · 4.625%
HK$17,663
+HK$1,013/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,300/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,430
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,897
−HK$474/mo
Today · 4.125%
HK$18,371
baseline
▲ 0.50% · 4.625%
HK$19,340
+HK$969/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,742/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,801
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,385
−HK$595/mo
Today · 4.125%
HK$19,980
baseline
▲ 0.50% · 4.625%
HK$21,195
+HK$1,215/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,960/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$206,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,916
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,476
−HK$570/mo
Today · 4.125%
HK$22,046
baseline
▲ 0.50% · 4.625%
HK$23,208
+HK$1,162/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,092/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$206,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,934
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,616
−HK$694/mo
Today · 4.125%
HK$23,310
baseline
▲ 0.50% · 4.625%
HK$24,728
+HK$1,418/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,620/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,401
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,056
−HK$664/mo
Today · 4.125%
HK$25,720
baseline
▲ 0.50% · 4.625%
HK$27,076
+HK$1,356/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,440/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,201
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,078
−HK$891/mo
Today · 4.125%
HK$29,969
baseline
▲ 0.50% · 4.625%
HK$31,793
+HK$1,824/mo
Deposit HK$687K · loan HK$6.18M · min. income ≈ HK$59,938/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$206,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,373
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,215
−HK$853/mo
Today · 4.125%
HK$33,068
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,743/mo
Deposit HK$687K · loan HK$6.18M · min. income ≈ HK$66,136/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$206,125 · Scale 2, in force from 26 Feb 2026)