LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,722
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$161,597
−HK$4,953/mo
Today · 4.125%
HK$166,550
baseline
▲ 0.50% · 4.625%
HK$176,684
+HK$10,134/mo
Deposit HK$34.36M · loan HK$34.36M · min. income ≈ HK$333,100/mo (50% DSR)
Upfront cash ≈ HK$37.29M (deposit + AVD stamp duty HK$2,921,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,351
−HK$9,420/mo
▼ 0.25% · 3.875%
HK$179,027
−HK$4,744/mo
Today · 4.125%
HK$183,771
baseline
▲ 0.50% · 4.625%
HK$193,458
+HK$9,687/mo
Deposit HK$34.36M · loan HK$34.36M · min. income ≈ HK$367,542/mo (50% DSR)
Upfront cash ≈ HK$37.29M (deposit + AVD stamp duty HK$2,921,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,066
−HK$11,793/mo
▼ 0.25% · 3.875%
HK$193,916
−HK$5,943/mo
Today · 4.125%
HK$199,859
baseline
▲ 0.50% · 4.625%
HK$212,020
+HK$12,161/mo
Deposit HK$27.49M · loan HK$41.24M · min. income ≈ HK$399,718/mo (50% DSR)
Upfront cash ≈ HK$30.41M (deposit + AVD stamp duty HK$2,921,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,222
−HK$11,303/mo
▼ 0.25% · 3.875%
HK$214,833
−HK$5,692/mo
Today · 4.125%
HK$220,525
baseline
▲ 0.50% · 4.625%
HK$232,149
+HK$11,624/mo
Deposit HK$27.49M · loan HK$41.24M · min. income ≈ HK$441,050/mo (50% DSR)
Upfront cash ≈ HK$30.41M (deposit + AVD stamp duty HK$2,921,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,410
−HK$13,759/mo
▼ 0.25% · 3.875%
HK$226,235
−HK$6,934/mo
Today · 4.125%
HK$233,169
baseline
▲ 0.50% · 4.625%
HK$247,357
+HK$14,188/mo
Deposit HK$20.62M · loan HK$48.11M · min. income ≈ HK$466,338/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,921,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,092
−HK$13,187/mo
▼ 0.25% · 3.875%
HK$250,638
−HK$6,641/mo
Today · 4.125%
HK$257,279
baseline
▲ 0.50% · 4.625%
HK$270,841
+HK$13,562/mo
Deposit HK$20.62M · loan HK$48.11M · min. income ≈ HK$514,558/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,921,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,099
−HK$17,690/mo
▼ 0.25% · 3.875%
HK$290,874
−HK$8,915/mo
Today · 4.125%
HK$299,789
baseline
▲ 0.50% · 4.625%
HK$318,031
+HK$18,242/mo
Deposit HK$6.87M · loan HK$61.86M · min. income ≈ HK$599,578/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,921,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,832
−HK$16,956/mo
▼ 0.25% · 3.875%
HK$322,249
−HK$8,539/mo
Today · 4.125%
HK$330,788
baseline
▲ 0.50% · 4.625%
HK$348,224
+HK$17,436/mo
Deposit HK$6.87M · loan HK$61.86M · min. income ≈ HK$661,576/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$2,921,019 · Scale 2, in force from 26 Feb 2026)