LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,674
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,162
−HK$495/mo
Today · 4.125%
HK$16,657
baseline
▲ 0.50% · 4.625%
HK$17,671
+HK$1,014/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,314/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,438
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,905
−HK$475/mo
Today · 4.125%
HK$18,380
baseline
▲ 0.50% · 4.625%
HK$19,349
+HK$969/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,760/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,809
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,394
−HK$595/mo
Today · 4.125%
HK$19,989
baseline
▲ 0.50% · 4.625%
HK$21,205
+HK$1,216/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,978/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,925
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,486
−HK$570/mo
Today · 4.125%
HK$22,056
baseline
▲ 0.50% · 4.625%
HK$23,218
+HK$1,162/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,112/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,944
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,627
−HK$693/mo
Today · 4.125%
HK$23,320
baseline
▲ 0.50% · 4.625%
HK$24,739
+HK$1,419/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,640/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,413
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,067
−HK$665/mo
Today · 4.125%
HK$25,732
baseline
▲ 0.50% · 4.625%
HK$27,088
+HK$1,356/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,464/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,214
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,092
−HK$891/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,808
+HK$1,825/mo
Deposit HK$687K · loan HK$6.19M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,388
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,229
−HK$854/mo
Today · 4.125%
HK$33,083
baseline
▲ 0.50% · 4.625%
HK$34,827
+HK$1,744/mo
Deposit HK$687K · loan HK$6.19M · min. income ≈ HK$66,166/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,219 · Scale 2, in force from 26 Feb 2026)