LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,748
−HK$9,830/mo
▼ 0.25% · 3.875%
HK$161,624
−HK$4,954/mo
Today · 4.125%
HK$166,578
baseline
▲ 0.50% · 4.625%
HK$176,713
+HK$10,135/mo
Deposit HK$34.37M · loan HK$34.37M · min. income ≈ HK$333,156/mo (50% DSR)
Upfront cash ≈ HK$37.29M (deposit + AVD stamp duty HK$2,921,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,381
−HK$9,421/mo
▼ 0.25% · 3.875%
HK$179,058
−HK$4,744/mo
Today · 4.125%
HK$183,802
baseline
▲ 0.50% · 4.625%
HK$193,490
+HK$9,688/mo
Deposit HK$34.37M · loan HK$34.37M · min. income ≈ HK$367,604/mo (50% DSR)
Upfront cash ≈ HK$37.29M (deposit + AVD stamp duty HK$2,921,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,098
−HK$11,795/mo
▼ 0.25% · 3.875%
HK$193,949
−HK$5,944/mo
Today · 4.125%
HK$199,893
baseline
▲ 0.50% · 4.625%
HK$212,056
+HK$12,163/mo
Deposit HK$27.50M · loan HK$41.24M · min. income ≈ HK$399,786/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,921,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,257
−HK$11,305/mo
▼ 0.25% · 3.875%
HK$214,869
−HK$5,693/mo
Today · 4.125%
HK$220,562
baseline
▲ 0.50% · 4.625%
HK$232,189
+HK$11,627/mo
Deposit HK$27.50M · loan HK$41.24M · min. income ≈ HK$441,124/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,921,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,447
−HK$13,762/mo
▼ 0.25% · 3.875%
HK$226,273
−HK$6,936/mo
Today · 4.125%
HK$233,209
baseline
▲ 0.50% · 4.625%
HK$247,399
+HK$14,190/mo
Deposit HK$20.62M · loan HK$48.12M · min. income ≈ HK$466,418/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,921,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,133
−HK$13,190/mo
▼ 0.25% · 3.875%
HK$250,681
−HK$6,642/mo
Today · 4.125%
HK$257,323
baseline
▲ 0.50% · 4.625%
HK$270,887
+HK$13,564/mo
Deposit HK$20.62M · loan HK$48.12M · min. income ≈ HK$514,646/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,921,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,147
−HK$17,693/mo
▼ 0.25% · 3.875%
HK$290,923
−HK$8,917/mo
Today · 4.125%
HK$299,840
baseline
▲ 0.50% · 4.625%
HK$318,084
+HK$18,244/mo
Deposit HK$6.87M · loan HK$61.87M · min. income ≈ HK$599,680/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,921,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,885
−HK$16,959/mo
▼ 0.25% · 3.875%
HK$322,304
−HK$8,540/mo
Today · 4.125%
HK$330,844
baseline
▲ 0.50% · 4.625%
HK$348,283
+HK$17,439/mo
Deposit HK$6.87M · loan HK$61.87M · min. income ≈ HK$661,688/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,921,512 · Scale 2, in force from 26 Feb 2026)