LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,751
−HK$9,829/mo
▼ 0.25% · 3.875%
HK$161,626
−HK$4,954/mo
Today · 4.125%
HK$166,580
baseline
▲ 0.50% · 4.625%
HK$176,716
+HK$10,136/mo
Deposit HK$34.37M · loan HK$34.37M · min. income ≈ HK$333,160/mo (50% DSR)
Upfront cash ≈ HK$37.29M (deposit + AVD stamp duty HK$2,921,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,383
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$179,060
−HK$4,745/mo
Today · 4.125%
HK$183,805
baseline
▲ 0.50% · 4.625%
HK$193,493
+HK$9,688/mo
Deposit HK$34.37M · loan HK$34.37M · min. income ≈ HK$367,610/mo (50% DSR)
Upfront cash ≈ HK$37.29M (deposit + AVD stamp duty HK$2,921,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,101
−HK$11,795/mo
▼ 0.25% · 3.875%
HK$193,952
−HK$5,944/mo
Today · 4.125%
HK$199,896
baseline
▲ 0.50% · 4.625%
HK$212,059
+HK$12,163/mo
Deposit HK$27.50M · loan HK$41.25M · min. income ≈ HK$399,792/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,921,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,260
−HK$11,306/mo
▼ 0.25% · 3.875%
HK$214,872
−HK$5,694/mo
Today · 4.125%
HK$220,566
baseline
▲ 0.50% · 4.625%
HK$232,192
+HK$11,626/mo
Deposit HK$27.50M · loan HK$41.25M · min. income ≈ HK$441,132/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,921,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,451
−HK$13,761/mo
▼ 0.25% · 3.875%
HK$226,277
−HK$6,935/mo
Today · 4.125%
HK$233,212
baseline
▲ 0.50% · 4.625%
HK$247,403
+HK$14,191/mo
Deposit HK$20.62M · loan HK$48.12M · min. income ≈ HK$466,424/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,921,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,137
−HK$13,190/mo
▼ 0.25% · 3.875%
HK$250,684
−HK$6,643/mo
Today · 4.125%
HK$257,327
baseline
▲ 0.50% · 4.625%
HK$270,891
+HK$13,564/mo
Deposit HK$20.62M · loan HK$48.12M · min. income ≈ HK$514,654/mo (50% DSR)
Upfront cash ≈ HK$23.54M (deposit + AVD stamp duty HK$2,921,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,151
−HK$17,693/mo
▼ 0.25% · 3.875%
HK$290,928
−HK$8,916/mo
Today · 4.125%
HK$299,844
baseline
▲ 0.50% · 4.625%
HK$318,089
+HK$18,245/mo
Deposit HK$6.87M · loan HK$61.87M · min. income ≈ HK$599,688/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,921,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,890
−HK$16,959/mo
▼ 0.25% · 3.875%
HK$322,309
−HK$8,540/mo
Today · 4.125%
HK$330,849
baseline
▲ 0.50% · 4.625%
HK$348,288
+HK$17,439/mo
Deposit HK$6.87M · loan HK$61.87M · min. income ≈ HK$661,698/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,921,558 · Scale 2, in force from 26 Feb 2026)