LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,761
−HK$9,830/mo
▼ 0.25% · 3.875%
HK$161,637
−HK$4,954/mo
Today · 4.125%
HK$166,591
baseline
▲ 0.50% · 4.625%
HK$176,728
+HK$10,137/mo
Deposit HK$34.37M · loan HK$34.37M · min. income ≈ HK$333,182/mo (50% DSR)
Upfront cash ≈ HK$37.30M (deposit + AVD stamp duty HK$2,921,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,395
−HK$9,422/mo
▼ 0.25% · 3.875%
HK$179,072
−HK$4,745/mo
Today · 4.125%
HK$183,817
baseline
▲ 0.50% · 4.625%
HK$193,506
+HK$9,689/mo
Deposit HK$34.37M · loan HK$34.37M · min. income ≈ HK$367,634/mo (50% DSR)
Upfront cash ≈ HK$37.30M (deposit + AVD stamp duty HK$2,921,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,113
−HK$11,796/mo
▼ 0.25% · 3.875%
HK$193,964
−HK$5,945/mo
Today · 4.125%
HK$199,909
baseline
▲ 0.50% · 4.625%
HK$212,073
+HK$12,164/mo
Deposit HK$27.50M · loan HK$41.25M · min. income ≈ HK$399,818/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,921,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,274
−HK$11,306/mo
▼ 0.25% · 3.875%
HK$214,886
−HK$5,694/mo
Today · 4.125%
HK$220,580
baseline
▲ 0.50% · 4.625%
HK$232,207
+HK$11,627/mo
Deposit HK$27.50M · loan HK$41.25M · min. income ≈ HK$441,160/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,921,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,465
−HK$13,763/mo
▼ 0.25% · 3.875%
HK$226,292
−HK$6,936/mo
Today · 4.125%
HK$233,228
baseline
▲ 0.50% · 4.625%
HK$247,419
+HK$14,191/mo
Deposit HK$20.62M · loan HK$48.12M · min. income ≈ HK$466,456/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,921,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,153
−HK$13,191/mo
▼ 0.25% · 3.875%
HK$250,701
−HK$6,643/mo
Today · 4.125%
HK$257,344
baseline
▲ 0.50% · 4.625%
HK$270,909
+HK$13,565/mo
Deposit HK$20.62M · loan HK$48.12M · min. income ≈ HK$514,688/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,921,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,170
−HK$17,694/mo
▼ 0.25% · 3.875%
HK$290,947
−HK$8,917/mo
Today · 4.125%
HK$299,864
baseline
▲ 0.50% · 4.625%
HK$318,110
+HK$18,246/mo
Deposit HK$6.87M · loan HK$61.87M · min. income ≈ HK$599,728/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,921,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,911
−HK$16,959/mo
▼ 0.25% · 3.875%
HK$322,330
−HK$8,540/mo
Today · 4.125%
HK$330,870
baseline
▲ 0.50% · 4.625%
HK$348,311
+HK$17,441/mo
Deposit HK$6.87M · loan HK$61.87M · min. income ≈ HK$661,740/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,921,749 · Scale 2, in force from 26 Feb 2026)