LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,773
−HK$9,831/mo
▼ 0.25% · 3.875%
HK$161,650
−HK$4,954/mo
Today · 4.125%
HK$166,604
baseline
▲ 0.50% · 4.625%
HK$176,742
+HK$10,138/mo
Deposit HK$34.38M · loan HK$34.38M · min. income ≈ HK$333,208/mo (50% DSR)
Upfront cash ≈ HK$37.30M (deposit + AVD stamp duty HK$2,921,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,408
−HK$9,423/mo
▼ 0.25% · 3.875%
HK$179,086
−HK$4,745/mo
Today · 4.125%
HK$183,831
baseline
▲ 0.50% · 4.625%
HK$193,521
+HK$9,690/mo
Deposit HK$34.38M · loan HK$34.38M · min. income ≈ HK$367,662/mo (50% DSR)
Upfront cash ≈ HK$37.30M (deposit + AVD stamp duty HK$2,921,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,128
−HK$11,797/mo
▼ 0.25% · 3.875%
HK$193,980
−HK$5,945/mo
Today · 4.125%
HK$199,925
baseline
▲ 0.50% · 4.625%
HK$212,090
+HK$12,165/mo
Deposit HK$27.50M · loan HK$41.25M · min. income ≈ HK$399,850/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,921,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,290
−HK$11,307/mo
▼ 0.25% · 3.875%
HK$214,903
−HK$5,694/mo
Today · 4.125%
HK$220,597
baseline
▲ 0.50% · 4.625%
HK$232,225
+HK$11,628/mo
Deposit HK$27.50M · loan HK$41.25M · min. income ≈ HK$441,194/mo (50% DSR)
Upfront cash ≈ HK$30.42M (deposit + AVD stamp duty HK$2,921,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,482
−HK$13,764/mo
▼ 0.25% · 3.875%
HK$226,309
−HK$6,937/mo
Today · 4.125%
HK$233,246
baseline
▲ 0.50% · 4.625%
HK$247,438
+HK$14,192/mo
Deposit HK$20.63M · loan HK$48.13M · min. income ≈ HK$466,492/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,921,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,172
−HK$13,192/mo
▼ 0.25% · 3.875%
HK$250,720
−HK$6,644/mo
Today · 4.125%
HK$257,364
baseline
▲ 0.50% · 4.625%
HK$270,930
+HK$13,566/mo
Deposit HK$20.63M · loan HK$48.13M · min. income ≈ HK$514,728/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,921,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,192
−HK$17,695/mo
▼ 0.25% · 3.875%
HK$290,969
−HK$8,918/mo
Today · 4.125%
HK$299,887
baseline
▲ 0.50% · 4.625%
HK$318,135
+HK$18,248/mo
Deposit HK$6.88M · loan HK$61.88M · min. income ≈ HK$599,774/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,921,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,935
−HK$16,961/mo
▼ 0.25% · 3.875%
HK$322,355
−HK$8,541/mo
Today · 4.125%
HK$330,896
baseline
▲ 0.50% · 4.625%
HK$348,338
+HK$17,442/mo
Deposit HK$6.88M · loan HK$61.88M · min. income ≈ HK$661,792/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,921,977 · Scale 2, in force from 26 Feb 2026)