LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,679
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,166
−HK$496/mo
Today · 4.125%
HK$16,662
baseline
▲ 0.50% · 4.625%
HK$17,676
+HK$1,014/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,324/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,442
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,910
−HK$475/mo
Today · 4.125%
HK$18,385
baseline
▲ 0.50% · 4.625%
HK$19,354
+HK$969/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,770/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,814
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,400
−HK$594/mo
Today · 4.125%
HK$19,994
baseline
▲ 0.50% · 4.625%
HK$21,211
+HK$1,217/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$39,988/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,931
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,492
−HK$570/mo
Today · 4.125%
HK$22,062
baseline
▲ 0.50% · 4.625%
HK$23,224
+HK$1,162/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,124/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,950
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,633
−HK$694/mo
Today · 4.125%
HK$23,327
baseline
▲ 0.50% · 4.625%
HK$24,746
+HK$1,419/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,654/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,074
−HK$665/mo
Today · 4.125%
HK$25,739
baseline
▲ 0.50% · 4.625%
HK$27,095
+HK$1,356/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,478/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,222
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,099
−HK$892/mo
Today · 4.125%
HK$29,991
baseline
▲ 0.50% · 4.625%
HK$31,816
+HK$1,825/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$59,982/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,396
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,238
−HK$854/mo
Today · 4.125%
HK$33,092
baseline
▲ 0.50% · 4.625%
HK$34,837
+HK$1,745/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$66,184/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,275 · Scale 2, in force from 26 Feb 2026)