LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,794
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$161,672
−HK$4,955/mo
Today · 4.125%
HK$166,627
baseline
▲ 0.50% · 4.625%
HK$176,766
+HK$10,139/mo
Deposit HK$34.38M · loan HK$34.38M · min. income ≈ HK$333,254/mo (50% DSR)
Upfront cash ≈ HK$37.30M (deposit + AVD stamp duty HK$2,922,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,432
−HK$9,424/mo
▼ 0.25% · 3.875%
HK$179,110
−HK$4,746/mo
Today · 4.125%
HK$183,856
baseline
▲ 0.50% · 4.625%
HK$193,547
+HK$9,691/mo
Deposit HK$34.38M · loan HK$34.38M · min. income ≈ HK$367,712/mo (50% DSR)
Upfront cash ≈ HK$37.30M (deposit + AVD stamp duty HK$2,922,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,153
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$194,006
−HK$5,946/mo
Today · 4.125%
HK$199,952
baseline
▲ 0.50% · 4.625%
HK$212,119
+HK$12,167/mo
Deposit HK$27.50M · loan HK$41.26M · min. income ≈ HK$399,904/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,922,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,319
−HK$11,308/mo
▼ 0.25% · 3.875%
HK$214,932
−HK$5,695/mo
Today · 4.125%
HK$220,627
baseline
▲ 0.50% · 4.625%
HK$232,257
+HK$11,630/mo
Deposit HK$27.50M · loan HK$41.26M · min. income ≈ HK$441,254/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,922,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,512
−HK$13,765/mo
▼ 0.25% · 3.875%
HK$226,340
−HK$6,937/mo
Today · 4.125%
HK$233,277
baseline
▲ 0.50% · 4.625%
HK$247,472
+HK$14,195/mo
Deposit HK$20.63M · loan HK$48.13M · min. income ≈ HK$466,554/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,922,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,205
−HK$13,194/mo
▼ 0.25% · 3.875%
HK$250,754
−HK$6,645/mo
Today · 4.125%
HK$257,399
baseline
▲ 0.50% · 4.625%
HK$270,966
+HK$13,567/mo
Deposit HK$20.63M · loan HK$48.13M · min. income ≈ HK$514,798/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,922,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,230
−HK$17,698/mo
▼ 0.25% · 3.875%
HK$291,009
−HK$8,919/mo
Today · 4.125%
HK$299,928
baseline
▲ 0.50% · 4.625%
HK$318,178
+HK$18,250/mo
Deposit HK$6.88M · loan HK$61.89M · min. income ≈ HK$599,856/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,922,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,978
−HK$16,963/mo
▼ 0.25% · 3.875%
HK$322,399
−HK$8,542/mo
Today · 4.125%
HK$330,941
baseline
▲ 0.50% · 4.625%
HK$348,385
+HK$17,444/mo
Deposit HK$6.88M · loan HK$61.89M · min. income ≈ HK$661,882/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,922,373 · Scale 2, in force from 26 Feb 2026)