LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,800
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$161,677
−HK$4,956/mo
Today · 4.125%
HK$166,633
baseline
▲ 0.50% · 4.625%
HK$176,772
+HK$10,139/mo
Deposit HK$34.38M · loan HK$34.38M · min. income ≈ HK$333,266/mo (50% DSR)
Upfront cash ≈ HK$37.30M (deposit + AVD stamp duty HK$2,922,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,438
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$179,117
−HK$4,746/mo
Today · 4.125%
HK$183,863
baseline
▲ 0.50% · 4.625%
HK$193,554
+HK$9,691/mo
Deposit HK$34.38M · loan HK$34.38M · min. income ≈ HK$367,726/mo (50% DSR)
Upfront cash ≈ HK$37.30M (deposit + AVD stamp duty HK$2,922,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,160
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$194,013
−HK$5,946/mo
Today · 4.125%
HK$199,959
baseline
▲ 0.50% · 4.625%
HK$212,126
+HK$12,167/mo
Deposit HK$27.51M · loan HK$41.26M · min. income ≈ HK$399,918/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,922,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,326
−HK$11,309/mo
▼ 0.25% · 3.875%
HK$214,940
−HK$5,695/mo
Today · 4.125%
HK$220,635
baseline
▲ 0.50% · 4.625%
HK$232,265
+HK$11,630/mo
Deposit HK$27.51M · loan HK$41.26M · min. income ≈ HK$441,270/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,922,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,520
−HK$13,766/mo
▼ 0.25% · 3.875%
HK$226,348
−HK$6,938/mo
Today · 4.125%
HK$233,286
baseline
▲ 0.50% · 4.625%
HK$247,480
+HK$14,194/mo
Deposit HK$20.63M · loan HK$48.13M · min. income ≈ HK$466,572/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,922,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,213
−HK$13,195/mo
▼ 0.25% · 3.875%
HK$250,763
−HK$6,645/mo
Today · 4.125%
HK$257,408
baseline
▲ 0.50% · 4.625%
HK$270,976
+HK$13,568/mo
Deposit HK$20.63M · loan HK$48.13M · min. income ≈ HK$514,816/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,922,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,240
−HK$17,699/mo
▼ 0.25% · 3.875%
HK$291,019
−HK$8,920/mo
Today · 4.125%
HK$299,939
baseline
▲ 0.50% · 4.625%
HK$318,189
+HK$18,250/mo
Deposit HK$6.88M · loan HK$61.89M · min. income ≈ HK$599,878/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,922,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,989
−HK$16,964/mo
▼ 0.25% · 3.875%
HK$322,410
−HK$8,543/mo
Today · 4.125%
HK$330,953
baseline
▲ 0.50% · 4.625%
HK$348,398
+HK$17,445/mo
Deposit HK$6.88M · loan HK$61.89M · min. income ≈ HK$661,906/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,922,475 · Scale 2, in force from 26 Feb 2026)